127 E Emma Ave, Des Moines, IA 50315 Property Records

Polk County property record for 127 E Emma Ave, Des Moines, IA 50315

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,363 sqft · built 1971
Lot Size	0.234 acres (10,170 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Oct 2021)
Tax Bill	$3,706 (2024)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120/04472-139-000`

Property Details

APN / Parcel Number

Primary APN	`120/04472-139-000`
Alternative APN	`782422353009`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,363 sqft Living Area
Gross Area	2,179 sqft
1st Floor Area	816 sqft
Upper Floors Area	547 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,170 sqft (0.234 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	127 E EMMA AVE
City	DES MOINES
State	IA
Zip	50315-4162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16 SCANDIA MAGNOLIA PARK PLAT NO 3
Legal Subdivision	SCANDIA MAGNOLIA PARK PLAT 3
Legal Lot Number	16
Jurisdiction	POLK IA
Township / Civil Division	BLOOMFIELD
Census Block Group	2
Census Block	2016
Census Tract	4501

Owner

127 E Emma Ave is owned and occupied by an individual who bought it in October 2021.

Source: Polk County records, as of October 13, 2025

Owner of Record	Individual Name on File
Mailing Address	127 E EMMA AVE, DES MOINES, IA 50315-4162
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Sep 27, 2013 · Amount on File
Deed Document Number	2021107797
Deed Book / Page	18801 / 942
Prior Transfer Date	Sep 26, 2013
Prior Transfer Doc	201400029147
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 12, 2021
Property Address	127 E EMMA AVE, DES MOINES, IA 50315-4162
Document Number	0000107797
Book / Page	18801 / 942
Instrument Date	Sep 21, 2021
Instrument	2021-00107797
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$322.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E EMMA AVE, DES MOINES, IA 50315-4162

Mortgage

Document Number	0000107799
Date	Oct 12, 2021
Instrument	2021-00107799

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Oct 5, 2028
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$222,000 Land $41,000 Building $181,000	$222,000 Land $41,000 Building $181,000
2024	$3,706.00
2023		$198,900 Land $36,200 Building $162,700	$198,900 Land $36,200 Building $162,700
2020	$4,178.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 E Emma Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 127 E Emma Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Google Fiber.

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