127 E Debbie Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 127 E Debbie Dr, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	3,600 sqft · built 1999
Lot Size	0.603 acres (26,305 sqft)
Owner	Individual Name on Record
Tax Bill	$4,929 (2026)
Deeds & Mortgages	May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`25594`

Property Details

APN / Parcel Number

Primary APN	`25594`
Alternative APN	`1192701`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	3,600 sqft Finished Area
Upper Floors Area	1,466 sqft
Attic	Attic
Attic Area	72 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	26,305 sqft (0.603 acres)
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	682 sqft
Storage Building	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1192701
Street Address	127 E DEBBIE DR
City	SHELBY
State	NC
Zip	28150-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#12 PB13-100 SILO AC
Legal Subdivision	SILO ACRES S/D
Legal Block	8
Legal Lot Number	23
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1001
Census Tract	950701

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 E DEBBIE DR, SHELBY, NC 28150-9785
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 5, 2026
Transfer Doc	0200128031
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 6, 2026
Property Address	127 E DEBBIE DR, SHELBY, NC 28150-9785
Document Number	0200128031
Book / Page	1973 / 2031
Instrument Date	May 5, 2026
Instrument	2026200128031
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E DEBBIE DR, SHELBY, NC 28150-9785
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,929.00 (+0.53%)	$772,226 (-) Land $180,000 Building $592,226	$772,226 (-) Land $180,000 Building $592,226
2025	$4,903.00	$772,226 (+25.67%) Land $180,000 Building $592,226	$772,226 (+25.67%) Land $180,000 Building $592,226
2023		$614,480 Land $160,000 Building $454,480	$614,480 Land $160,000 Building $454,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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