127 E Bear Lake Rd NE, Kalkaska, MI 49646 Property Records

Kalkaska County property record for 127 E Bear Lake Rd NE, Kalkaska, MI 49646

Property Summary

Property Type	Single Family Home
Lot Size	0.383 acres (16,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (May 2017)
Tax Bill	$839 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2021 Transfer + 5 more
APN	`001-462-004-00`

Property Details

APN / Parcel Number

Primary APN	`001-462-004-00`

Exterior

Lot Area	16,719 sqft (0.383 acres)

Location & Zoning

Street Address	127 E BEAR LAKE RD NE
City	KALKASKA
State	MI
Zip	49646-9759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 4 & 5 BLK 12 GLENWILD SEC 20 T27N-R5W
Legal Range	05W
Legal Township	27N
Legal Section	20
Legal Subdivision	GLENWILD
Legal Block	12
Legal Lot Number	4-5
Jurisdiction	KALKASKA MI
Township / Civil Division	BEAR LAKE
Census Block Group	1
Census Block	1025
Census Tract	950602

Owner

Source: Kalkaska County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Mar 24, 2021	Quit Claim Deed, Transfer Quitclaim
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Dec 10, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2019	Quit Claim Deed, Transfer Quitclaim
May 18, 2018	Quit Claim Deed, Transfer Quitclaim
May 16, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2017 · Amount on Record
Deed Sale	May 16, 2017 · Amount on Record
Deed Document Number	20173135599
Last Transfer Date	Mar 18, 2021
Transfer Doc	3155657
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALKASKA MI
Property Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3156041
Date	Apr 7, 2021
Instrument	3156041

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2041

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALKASKA MI
Recording Date	Mar 24, 2021
Property Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759
Document Number	3155657
Instrument Date	Mar 18, 2021
Instrument	3155657
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4711 PARK AVE, RICHMOND, VA 23226-1223

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALKASKA MI
Property Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3135600
Date	May 16, 2017
Instrument	3135600

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALKASKA MI
Recording Date	Dec 10, 2020
Property Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759
Document Number	3153938
Instrument Date	Dec 3, 2020
Instrument	3153938
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALKASKA MI
Recording Date	Apr 24, 2019
Property Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759
Document Number	3145219
Instrument Date	Apr 18, 2019
Instrument	3145219
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10151 HARMONY DR, INTERLOCHEN, MI 49643-9749

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KALKASKA MI
Recording Date	May 18, 2018
Property Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759
Document Number	000003140589
Instrument Date	May 18, 2018
Instrument	000003140589
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALKASKA MI
Recording Date	May 16, 2017
Property Address	127 E BEAR LAKE RD NE, KALKASKA, MI 49646-9759
Document Number	3135599
Instrument Date	May 15, 2017
Instrument	3135599
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Tax	$541.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 E BEAR LAKE RD NE, 127, KALKASKA, MI 49646-9759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5838 ALZADA LN SE, KALKASKA, MI 49646-9231

Tax Assessment & Valuation

Source: Kalkaska County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalkaska County
County Subdivision	Bear Lake Township
Unified School District	Kalkaska Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,600 (+5.72%)	$107,200 (+5.72%)
2025	$839.00 (+0.96%) Homeowner's exemption	$50,700	$101,400
2024	$831.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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