127 E 2nd St, Carroll, IA 51401 Property Records

Carroll County property record for 127 E 2nd St, Carroll, IA 51401

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,556 sqft · built 1908
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on Record
Tax Bill$738 (2026)
Deeds & MortgagesOct 2022 Mortgage
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0625203014

Property Details

APN / Parcel Number

Primary APN0625203014

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,556 sqft Living Area
Basement Area414 sqft
Unfinished Basement414 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1908
Effective Year BuiltEffective 1908
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,356 sqft (0.1 acres)
Garage TypeDetached
Garage Area197 sqft
PorchPorch
Porch Area179 sqft

Location & Zoning

Street Address127 E 2ND ST
CityCARROLL
StateIA
Zip51401-2844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECOND ADDITION BLOCK 37 E 66 FT OF LOT 5
Legal SubdivisionSECOND ADDITION
Legal Block37
Legal Lot Number5
JurisdictionCARROLL IA
Township / Civil DivisionCARROLL
Census Block Group4
Census Block4039
Census Tract960400

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5375 KATELYN AVE, VAN METER, IA 50261-6716
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2022Deed of Trust, Mortgage · Commercial Mortgage
NEWTEK SMALL BUSINESS FINANCE
Oct 30, 2020Deed of Trust, Mortgage · Commercial Mortgage
COMMERCIAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 22, 2010
Transfer Doc2010/0552
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IA
Property Address127 E 2ND ST, CARROLL, IA 51401-2844
Transaction TypeMortgage
Record UpdatedNov 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020223213
DateOct 3, 2022
Instrument2022-3213
Lender
NameNEWTEK SMALL BUSINESS FINANCE
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2032
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL IA
Property Address127 E 2ND ST, CARROLL, IA 51401-2844
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanySURITY TITLE, SECURITY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20203628
DateOct 30, 2020
Instrument2020-3628
Lender
NameCOMMERCIAL SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 15, 2025
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of October 7, 2025

Property Jurisdictions

TypeName
StateIowa
CountyCarroll County
MunicipalityCarroll City
Unified School DistrictCarroll Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$738.00$63,480 (-) Land $11,620 Building $51,860$63,480 (-) Land $11,620 Building $51,860
2025$738.00 (+12.16%)$63,480 (+13.09%) Land $11,620 Building $51,860$63,480 (+13.09%) Land $11,620 Building $51,860
2023$56,130 (-8.03%) Land $11,620 Building $44,510$56,130 (-8.03%) Land $11,620 Building $44,510
2022$61,030 Land $12,670 Building $48,360
2021$61,030 Land $12,670 Building $48,360
2018$658.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimJul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARROLL MUNICIPAL WATER SUPPLY
serves 10,321 people · EPA ID IA1415072
Water SourceGroundwater
Last State InspectionJul 2024
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BTC
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on E 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number