127 E 28th Ct, Des Moines, IA 50317 Property Records

Polk County property record for 127 E 28th Ct, Des Moines, IA 50317

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,166 sqft · built 1882
Lot Size	0.149 acres (6,500 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (May 2019)
Tax Bill	$2,922 (2024)
Deeds & Mortgages	Jun 2026 Line of Credit Jul 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`050/02129-001-000`

Property Details

APN / Parcel Number

Primary APN	`050/02129-001-000`
Alternative APNs	`05002129000000` `782401427028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,166 sqft Living Area
Gross Area	1,777 sqft
1st Floor Area	708 sqft
Upper Floors Area	458 sqft
Basement Area	513 sqft

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,500 sqft (0.149 acres)
Lot Dimensions	130 ft deep x 50 ft wide
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	283 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	127 E 28TH CT
City	DES MOINES
State	IA
Zip	50317-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 VAC N/S ALLEY ROW E & ADJ & LT 55 BLK O HARTLEYS ADD TO GRANT PARK
Legal Subdivision	GRANT PARK
Legal Block	O
Legal Lot Number	55
Jurisdiction	POLK IA
Township / Civil Division	LEE
Census Block Group	3
Census Block	3015
Census Tract	2100

Owner

Source: Polk County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 E 28TH CT, DES MOINES, IA 50317-7701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit FREE STATE CREDIT UNION
Jul 7, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jul 5, 2023	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Oct 9, 2020	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 13, 2017	Deed of Trust, Mortgage · FHA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Apr 22, 2015 · Amount on Record
Deed Document Number	20192018-00081515
Deed Book / Page	17330 / 34
Prior Transfer Date	Oct 11, 2011
Prior Transfer Doc	2012000274
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	Jun 10, 2026
Property Address	127 E 28TH CT, DES MOINES, IA 50317-7701
Document Number	0000034874
Book / Page	20552 / 78
Instrument Date	Jun 5, 2026
Instrument	202634874
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E 28TH CT, DES MOINES, IA 50317-7701

Mortgage

Document Number	0000034874,
Date	Jun 10, 2026
Book Page	20552/78
Instrument	202634874

Lender

Name	FREE STATE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	127 E 28TH CT, DES MOINES, IA 50317-7701
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035213
Date	Jul 7, 2023
Book Page	19530/165
Instrument	2023-00035213

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 6, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	127 E 28TH CT, DES MOINES, IA 50317-7701
Transaction Type	Mortgage
Record Updated	Jul 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034663
Date	Jul 5, 2023
Book Page	19527/410
Instrument	2023-00034663

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 4, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	127 E 28TH CT, DES MOINES, IA 50317-7701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E 28TH CT, DES MOINES, IA 50317-7701

Mortgage

Document Number	0000040174
Date	Oct 9, 2020
Book Page	18117/267
Instrument	2020-00040174

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	May 16, 2019
Property Address	127 E 28TH CT, DES MOINES, IA 50317-7701
Document Number	201800081515
Book / Page	17330 / 0034
Instrument Date	May 4, 2019
Instrument	2018-00081515
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$202.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 E 28TH CT, DES MOINES, IA 50317-7701

Mortgage

Document Number	201800081517
Date	May 16, 2019
Instrument	2018-00081517

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	127 E 28TH CT, DES MOINES, IA 50317-7701
Document Number	0000063868
Book / Page	016352 / 000839
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE OFS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 E 28TH CT DES MOINES IA 503177701, DES MOINES, IA 50317-7701

Mortgage

Document Number	0000063868
Date	Jan 23, 2017
Book Page	016352/000839
Instrument	63868

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Jan 22, 2045

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,100 (+17.04%) Land $26,100 Building $160,000	$186,100 (+17.04%) Land $26,100 Building $160,000
2024	$2,922.00 (+2.96%)
2023		$159,000 Land $22,200 Building $136,800	$159,000 Land $22,200 Building $136,800
2020	$2,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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