127 Duane Ave, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 127 Duane Ave, Schenectady, NY 12307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,687 sqft · built 1910
Lot Size	0.185 acres (8,099 sqft)
Owner	Individual Name on File
Tax Bill	$4,148 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`421500 49.40-4-31.1`

Property Details

APN / Parcel Number

Primary APN	`421500 49.40-4-31.1`
Alternative APN	`150004904000040310010000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,687 sqft Living Area
1st Floor Area	1,041 sqft
2nd Floor Area	1,646 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,099 sqft (0.185 acres)
Lot Dimensions	81 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	605 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 DUANE AVE
City	SCHENECTADY
State	NY
Zip	12307-1803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	265 & 266 2 WOOD AND GARAGE
Legal Subdivision	UNION REALTY COMPANY
Legal Block	4
Legal Lot Number	31.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4002
Census Tract	20900

Owner

127 Duane Ave is owned and occupied by an individual.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	127 DUANE AVE, SCHENECTADY, NY 12307-1803
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2021	Deed of Trust, Mortgage · Unknown CAPITAL COMMUNICATIONS FCU
Sep 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	127 DUANE AVE, SCHENECTADY, NY 12307-1803
Transaction Type	Mortgage
Record Updated	Nov 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DUANE AVE, SCHENECTADY, NY 12307-1803

Mortgage

Document Number	0000051927
Date	Oct 19, 2021
Book Page	5158/728
Instrument	202151927

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Unknown
Amount	Amount on Record
Term	120 Months
Due	Oct 7, 2031

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 14, 2021
Property Address	127 DUANE AVE, SCHENECTADY, NY 12307-1803
Document Number	0000045203
Book / Page	2067 / 150
Instrument Date	Aug 2, 2021
Instrument	202145203
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 DUANE AVE, SCHENECTADY, NY 12307-1803

Tax Assessment & Valuation

The 2026 property tax bill for 127 Duane Ave was $4,148 with exemptions applied, down 12.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,148.00 (-12.51%) Homeowner's exemption Senior Citizen's exemption
2025	$4,741.00	$96,000 Land $12,000 Building $84,000	$158,967 Land $19,871 Building $139,096
2023		$96,000 (-) Land $12,000 Building $84,000	$121,519 (+3.8%) Land $15,190 Building $106,329
2022		$96,000 Land $12,000 Building $84,000	$117,073 Land $14,634 Building $102,439
2021	$4,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Duane Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 127 Duane Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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