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127 Cooley Rd, #A, Williamsburg, VA 23188 Property Records

James City County property record for 127 Cooley Rd, #A, Williamsburg, VA 23188 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,271 sqft · built 1993
Lot Size0.448 acres (19,515 sqft)
Owner2 Individual Names on File
Last Sale$475,000 (Jun 2023)
Tax Bill$3,227 (2022)
Deeds & MortgagesNov 2025 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN47-2 02-6-0009-A

Property Details

APN / Parcel Number

Primary APN47-2 02-6-0009-A
Alternative APN
  • 9674

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area2,271 sqft Living Area
Basement Area874 sqft
Finished Basement540 sqft
Unfinished Basement334 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Roof MaterialComposition Shingle
Lot Area19,515 sqft (0.448 acres)
PorchSlab
Porch Area720 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number9674
Street Address127 COOLEY RD, A
CityWILLIAMSBURG
StateVA
Zip23188-2516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-9A INDIGO PARK
Legal SubdivisionINDIGO PARK
Legal Lot Number9A
JurisdictionJAMES CITY VA
Township / Civil DivisionJAMESTOWN
Census Block Group2
Census Block2013
Census Tract80202

Owner

Source: James City County records · APN 47-2 02-6-0009-A

Assessment roll updated October 14, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address127 COOLEY RD, A, WILLIAMSBURG, VA 23188-2516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2025Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 18, 2020Deed of Trust, Mortgage · VA Mortgage
LAKEVIEW LN SERVICING
Dec 29, 2017Warranty Deed, Transfer · VA Mortgage
ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 2023 · Amount on Record
Deed SaleJun 29, 2023 · Amount on Record
Prior SaleDec 29, 2017 · Amount on Record
Deed Document Number20236707
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address127 COOLEY RD # A, A, WILLIAMSBURG, VA 23188-2516
Transaction TypeMortgage
Record UpdatedDec 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 COOLEY RD A, A, WILLIAMSBURG, VA 23188-2516

Mortgage

Document Number0202515437
DateNov 03, 2025
Instrument202515437
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address127A COOLEY RD # A, A, WILLIAMSBURG, VA 23188-2516
Document Number0000022489
Instrument DateDec 18, 2020
Transaction TypeMortgage
Record UpdatedJan 12, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 COOLEY RD #A WILLIAMSBURG VA 231882516, A, WILLIAMSBURG, VA 23188-2516

Mortgage

Document Number0000022489
DateDec 28, 2020
Instrument22489
Lender
NameLAKEVIEW LN SERVICING
TypeFunding / Finance Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 27, 2050
Interest
Rate TypeFixed Rate
Rate2.25%

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJAMES CITY VA
Recording DateDec 29, 2017
Property Address127A COOLEY RD # A, A, WILLIAMSBURG, VA 23188-2516
Document Number0000024804
Instrument DateDec 18, 2017
Instrument24804
Transaction TypeTransfer
Record UpdatedFeb 17, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 COOLEY RD #A WILLIAMSBURG VA 231882516, A, WILLIAMSBURG, VA 23188-2516

Mortgage

Document Number24805
DateDec 29, 2017
Instrument24805
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: James City County records · Assessment roll updated October 14, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$447,800 (+15.15%) Land $71,900 Building $375,900$447,800 (+15.15%) Land $71,900 Building $375,900
2023$388,900 Land $60,700 Building $328,200$388,900 Land $60,700 Building $328,200
2022$3,227.00 (+20.37%)
2019$2,681.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510950802022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1979–2006)
Claims Outside the SFHA4 of 5
Most Recent ClaimOct 2006

Wildfire

Wildfire RiskLow
above 7% of the US · above 5% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 250 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Shenandoah Telecommunications CompanyFiber8,000 / 8,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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