Lincoln County property record for 127 Chestnut St, Lincolnton, NC 28092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 1947 |
| Lot Size | 0.931 acres (40,554 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $185,000 (Nov 2023) |
| Tax Bill | $1,830 (2026) |
| Deeds & Mortgages | Mar 2026 Transfer Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-85-0377 |
| Primary APN | 3623-85-0377 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 40,554 sqft (0.931 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 316104 |
|---|---|
| Street Address | 127 CHESTNUT ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-2829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | HMSITE |
| Legal Subdivision | WAYNE H GUNTER & ELIZABETH GUN |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 5 |
| Census Block | 5036 |
| Census Tract | 70100 |
Source: Lincoln County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 208 WESTVIEW DR, B, LINCOLNTON, NC 28092-2146 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 23, 2026 | Intrafamily Transfer, Transfer |
| Nov 2, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 2023 · Amount on Record |
| Deed Sale | Nov 2, 2023 · Amount on Record |
| Deed Document Number | 2023673777 |
| Deed Book / Page | 3287 / 317 |
| Last Transfer Date | Mar 23, 2026 |
| Transfer Doc | 0003487594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 23, 2026 |
| Property Address | 127 CHESTNUT ST, LINCOLNTON, NC 28092-2829 |
| Document Number | 0003487594 |
| Book / Page | 3487 / 594 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 707037 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 208 WESTVIEW DRB, LINCOLNTON, NC 28092 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 208 WESTVIEW DR # B, B, LINCOLNTON, NC 28092-2146 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 2, 2023 |
| Property Address | 127 CHESTNUT ST, LINCOLNTON, NC 28092-2829 |
| Document Number | 0003287317 |
| Book / Page | 3287 / 317 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 673777 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 952, LEXINGTON, NC 27293-0952 |
| Name | Verified Name |
|---|---|
| Address | 127 CHESTNUT ST, LINCOLNTON, NC 28092-2829 |
| Document Number | 0000673778 |
|---|---|
| Date | Nov 2, 2023 |
| Instrument | 673778 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,830.00 | $169,176 (-) Land $30,000 Building $139,176 | $169,176 (-) Land $30,000 Building $139,176 |
| 2025 | $1,830.00 (+102.21%) | $169,176 (-) Land $30,000 Building $139,176 | $169,176 (-) Land $30,000 Building $139,176 |
| 2023 | $905.00 | $169,176 Land $30,000 Building $139,176 | $169,176 Land $30,000 Building $139,176 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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