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127 Chattin St, Winchester, TN 37398 Property Records

Franklin County property record for 127 Chattin St, Winchester, TN 37398

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,379 sqft · built 1977
Lot Size1.03 acres (45,173 sqft)
Owner2 Individual Names on File
Last Sale$355,000 (Jul 2021)
Tax Bill$2,127 (2022)
Deeds & MortgagesJul 2021 Sale & Mortgage
Dec 2019 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN026065C C 02700

Property Details

APN / Parcel Number

Primary APN026065C C 02700
Alternative APN
  • 065C C 02700

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,379 sqft Living Area
1st Floor Area2,379 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area45,173 sqft (1.03 acres)
Lot Dimensions199 ft deep x 227 ft wide
Garage TypeFinished
Garage Area492 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area240 sqft
Patio Area1 sqft
Gazebo1 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address127 CHATTIN ST
CityWINCHESTER
StateTN
Zip37398-4565
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 20, COUNTY AREA: L44
Legal SubdivisionSHELLEY HEIGHTS
Legal Lot Number6C
JurisdictionFRANKLIN TN
Township / Civil Division2
Census Block Group2
Census Block2011
Census Tract960401

Owner

127 Chattin St is owned and occupied by two individuals who bought it in July 2021.

Source: Franklin County records, as of January 27, 2026

Owner of Record2 Individual Names on File
Mailing Address127 CHATTIN ST, WINCHESTER, TN 37398-4565
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Dec 27, 2019Trustee's Deed, Construction Loan · Construction Mortgage
CITIZENS CMNTY BK
Feb 15, 2018Trustee's Deed, Construction Loan · Construction Mortgage
CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2021 · Amount on File
Deed SaleJul 15, 2021 · Amount on File
Prior SaleDec 27, 2005 · Amount on File
Deed Document Number20216253
Deed Book / Page456 / 471
Prior Transfer DateDec 22, 2010
Prior Transfer Doc00D376/214
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN TN
Recording DateJul 15, 2021
Property Address127 CHATTIN ST, WINCHESTER, TN 37398-4565
Document Number0021006253
Book / PageD0456 / 471
Map ReferenceENV 120A
Instrument DateJul 15, 2021
Instrument21006253
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyACCESS TITLE AND ESCROW INC, ACCESS TITLE & ESCROW INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,313.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 CHATTIN ST, WINCHESTER, TN 37398-4565
InvestorPossibly a Property Investor

Mortgage

Document Number0021006254
DateJul 15, 2021
Instrument21006254
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

December 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFRANKLIN TN
Recording DateDec 27, 2019
Property Address127 CHATTIN ST, WINCHESTER, TN 37398-4565
Book / Page001311 / 000769
Instrument DateDec 23, 2019
Instrument8002
Transaction TypeConstruction Loan
Record UpdatedJan 13, 2020
Title CompanySOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 CHATTIN ST WINCHESTER TN 373984565, WINCHESTER, TN 37398-4565

Mortgage

Document Number0000008002
DateDec 27, 2019
Book Page001311/000769
Instrument8002
Lender
NameCITIZENS CMNTY BK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueDec 26, 2020

February 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionFRANKLIN TN
Recording DateFeb 15, 2018
Property Address127 CHATTIN ST, WINCHESTER, TN 37398-4565
Book / Page001244 / 000147
Instrument DateFeb 13, 2018
Instrument923
Transaction TypeConstruction Loan
Record UpdatedAug 31, 2018
Title CompanySOUTHERN TN TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000923
DateFeb 15, 2018
Book Page001244/000147
Instrument923
Lender
NameCITIZENS CMNTY BK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueFeb 14, 2019

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyFranklin County
MunicipalityWinchester City
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$84,075 Land $17,500 Building $66,575
2023$84,375 Land $17,500 Building $66,875
2022$2,127.00$336,300 Land $70,000 Building $266,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 127 Chattin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Chattin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINCHESTER WATER SYSTEM
serves 25,683 people · EPA ID TN0000754
Water SourceSurface water
Last State InspectionAug 2024
Also Mapped HereDECHERD WATER DEPT
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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