Middlesex County and Reading Town property record for 127 Charles St, Reading, MA 01867 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,540 sqft · built 1973 |
| Lot Size | 0.856 acres (37,274 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jul 2004) |
| Tax Bill | $9,996 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:028.0-0000-0090.0 |
| Primary APN | READ M:028.0-0000-0090.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,540 sqft Living Area |
| Gross Area | 2,602 sqft |
| Basement Area | 1,166 sqft |
| Unfinished Basement | 874 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 37,274 sqft (0.856 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1050000000220 |
|---|---|
| Street Address | 127 CHARLES ST |
| City | READING |
| State | MA |
| Zip | 01867-1824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records · APN READ M:028.0-0000-0090.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 127 CHARLES ST, READING, MA 01867-1824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Mar 17, 2026 | Deed of Trust, Mortgage · Line of Credit EASTERN BANK |
| Oct 22, 2025 | Redemption Deed, Transfer |
| Jan 26, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 29, 2004 · Amount on Record |
| Deed Sale | Jul 29, 2004 · Amount on Record |
| Prior Sale | Jul 01, 1993 · Amount on Record |
| Deed Book / Page | 43401 / 268 |
| Last Transfer Date | Jan 20, 2022 |
| Transfer Doc | 079590-233 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 127 CHARLES ST, READING, MA 01867-1824 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085345-552 |
|---|---|
| Date | Mar 17, 2026 |
| Book Page | 85345/552 |
| Instrument | 28592 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | CAMBRIDGE MA |
| Recording Date | Oct 22, 2025 |
| Property Address | 127 CHARLES ST, READING, MA 01867-1824 |
| Document Number | 084766-577 |
| Book / Page | 84766 / 577 |
| Instrument Date | Oct 01, 2025 |
| Instrument | 128122 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jan 26, 2022 |
| Property Address | 127 CHARLES ST, READING, MA 01867-1824 |
| Document Number | 079590-233 |
| Book / Page | 79590 / 233 |
| Instrument Date | Jan 20, 2022 |
| Instrument | 13834 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 CHARLES ST, READING, MA 01867-1824 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,996.00 (+0.22%) | $877,600 (+3.13%) Land $525,000 Building $352,600 | $971,850 (+18.94%) |
| 2024 | $9,974.00 (+6.87%) | $851,000 (+14.8%) Land $509,000 Building $342,000 | $817,095 |
| 2023 | $9,333.00 | $741,300 Land $443,400 Building $297,900 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures