127 Chaney Point Dr, Roscommon, MI 48653 Property Records

Roscommon County property record for 127 Chaney Point Dr, Roscommon, MI 48653

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,784 sqft · built 2022
Lot Size0.19 acres (8,276 sqft)
OwnerCompany Name on File
Last Sale$1,495,000 (Jun 2025)
Tax Bill$19,535 (2025)
Deeds & MortgagesJan 2023 Line of Credit
Jun 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN004-241-006-0000

Property Details

APN / Parcel Number

Primary APN004-241-006-0000

Interior

Full Baths1 Bath
Building Area2,784 sqft Building Perimeter
1st Floor Area1,392 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Lot Area8,276 sqft (0.19 acres)
Garage Area576 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address127 CHANEY POINT DR
CityROSCOMMON
StateMI
Zip48653-8107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-464 P-402 243 LOT 6 BLK 1 HIGHLAND PARK
Legal SubdivisionHIGHLAND PARK SUBDIVISION
Legal Block1
Legal Lot Number6
JurisdictionROSCOMMON MI
Township / Civil DivisionGERRISH
Census Block Group1
Census Block1019
Census Tract970401

Owner

127 Chaney Point Dr is owned by a company that bought it in June 2025.

Source: Roscommon County records, as of June 29, 2026

Owner of RecordCompany Name on File
Mailing Address127 CHANEY POINT DR, ROSCOMMON, MI 48653-8107
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Jun 10, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
CORNERSTONE FIRST MTG
Nov 6, 2023Warranty Deed, Transfer
Oct 16, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2025 · Amount on File
Deed SaleJun 10, 2025 · Amount on File
Prior SaleNov 6, 2023 · Amount on File
Deed Document Number20253991
Deed Book / Page1190 / 1322
Prior Transfer DateAug 1, 1995
Prior Transfer Doc1073007578
Record UpdatedSep 20, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROSCOMMON MI
Property Address127 CHANEY POINT DR, ROSCOMMON, MI 48653-8107
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001183/704
DateJan 19, 2023
Book Page1183/704
Instrument202300000302
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term469 Months
DueFeb 1, 2062
Interest
Rate TypeAdjustable Rate

June 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateJun 10, 2025
Property Address127 CHANEY POINT DR, ROSCOMMON, MI 48653-8107
Document Number01190/1322
Book / Page1190 / 1322
Instrument DateJun 6, 2025
Instrument202500003991
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3855 N CLARE AVE, HARRISON, MI 48625-9694

Mortgage

Document Number202500003992
DateJun 10, 2025
Instrument202500003992
Lender
NameCORNERSTONE FIRST MTG
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2055

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateNov 6, 2023
Property Address127 CHANEY POINT DR, ROSCOMMON, MI 48653-8107
Document Number01185/2032
Book / Page1185 / 2032
Instrument DateNov 2, 2023
Instrument202300007062
Transaction TypeTransfer
Record UpdatedNov 29, 2023

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9542 S 33 RD, CADILLAC, MI 49601-8952

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionROSCOMMON MI
Recording DateOct 16, 2020
Property Address127 CHANEY POINT DR, ROSCOMMON, MI 48653-8107
Document Number1174/725
Book / Page1174 / 725
Instrument DateOct 14, 2020
Instrument202000007803
Transaction TypeTransfer
Record UpdatedJun 24, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1210 W PARK DR, MIDLAND, MI 48640-4253

Mortgage

Document Number202000007804
DateOct 16, 2020
Instrument202000007804
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 127 Chaney Point Dr was $19,535.

Source: Roscommon County assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyRoscommon County
County SubdivisionGerrish Township
Unified School DistrictRoscommon Area Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$609,500 (+32.01%)$1,219,000 (+32.01%)
2025$19,535.00$461,700$923,400
2023$359,200$718,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 127 Chaney Point Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2012

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Chaney Point Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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