127 Center St, Southgate (Newport), KY 41071 Property Records

Campbell County property record for 127 Center St, Southgate, KY 41071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1927
Lot Size	0.2 acres (8,686 sqft)
Owner	Individual Name on File
Last Sale	$107,000 (Jan 2019)
Tax Bill	$433 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-11-505.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-11-505.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,686 sqft (0.2 acres)
Lot Dimensions	272 ft deep x 40 ft wide
Terrain	Combination

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 CENTER ST
City	SOUTHGATE
State	KY
Zip	41071-3169
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	379 SHALERS 40 X 272 IRREG
Legal Subdivision	N S SHALERS SUBDIVISION
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	4
Census Block	4010
Census Tract	52500

Owner

127 Center St is owned by an individual who acquired it in May 2022.

Source: Campbell County records, as of March 9, 2026

Owner of Record	Individual Name on File
Mailing Address	27 E RIDGE PL, NEWPORT, KY 41071-2632
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Quit Claim Deed, Transfer · Commercial Mortgage UNION SAVINGS BANK
Nov 30, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 8, 2019	Quit Claim Deed, Transfer SOJOURNERS TITLE AGENCY
Jan 8, 2019	Grant Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2019 · Amount on File
Deed Sale	Jan 8, 2019 · Amount on File
Prior Sale	Sep 29, 2016 · Amount on File
Deed Document Number	20195085793
Deed Book / Page	800 / 268
Last Transfer Date	May 10, 2022
Transfer Doc	0005154028
Record Updated	Sep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	May 25, 2022
Property Address	127 CENTER ST, SOUTHGATE, KY 41071-3169
Document Number	0005154028
Book / Page	D838 / 724
Instrument Date	May 10, 2022
Instrument	5154028
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 NORTH ST, 134, SOUTHGATE, KY 41071-3160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 E RIDGE PL # PI, PI, NEWPORT, KY 41071-2632

Mortgage

Document Number	0005154029
Date	May 25, 2022
Instrument	5154029

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	127 CENTER ST, SOUTHGATE, KY 41071-3169
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005066167
Date	Nov 30, 2017
Book Page	M2130/150
Instrument	5066167

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 8, 2019
Property Address	127 CENTER ST, SOUTHGATE, KY 41071-3169
Document Number	0005085795
Book / Page	000800 / 000271
Instrument Date	Dec 21, 2018
Instrument	5085795
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	134 NORTH ST SOUTHGATE KY 410713160, SOUTHGATE, KY 41071-3160

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jan 8, 2019
Property Address	127 CENTER ST, SOUTHGATE, KY 41071-3169
Document Number	0005085793
Book / Page	000800 / 000268
Instrument Date	Dec 21, 2018
Instrument	5085793
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	SOJOURNERS TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$107.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 E 10TH ST COVINGTON KY 410113137, COVINGTON, KY 41011-3137

Mortgage

Document Number	5085794
Date	Jan 8, 2019
Book Page	002168/000568
Instrument	5085794

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 127 Center St was $433.

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Southgate City
Elementary School District	Southgate Independent School District (PK - 08)
Secondary School District	Campbell County School District in Southgate ISD (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$433.00	$117,500 Land $15,000 Building $102,500	$117,500 Land $15,000 Building $102,500
2023	$464.00 (-2.32%)	$117,500 (-) Land $15,000 Building $102,500	$117,500 (-) Land $15,000 Building $102,500
2022	$475.00	$117,500 Land $15,000 Building $102,500	$117,500 Land $15,000 Building $102,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Center St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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