127 Captain Carltons Rd, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 127 Captain Carltons Rd, Cotuit, MA 02635

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,052 sqft · built 1984
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$26,000 (Apr 1984)
Tax Bill$5,571 (2025)
Deeds & MortgagesJun 2020 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNCOTU M:038 L:037

Property Details

APN / Parcel Number

Primary APNCOTU M:038 L:037
Alternative APN
  • 22558

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,052 sqft Living Area
Gross Area3,932 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,909 sqft (0.48 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number22558
Street Address127 CAPTAIN CARLTONS RD
CityCOTUIT
StateMA
Zip02635-2706
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Lot Number37
JurisdictionBARNSTABLE MA
Township / Civil DivisionBARNSTABLE TOWN
Census Block Group3
Census Block3009
Census Tract13200

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address127 CAPTAIN CARLTONS RD, COTUIT, MA 02635-2706
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME PT FIN'L
Feb 3, 2017Deed of Trust, Mortgage · Conventional Mortgage
FINANCE AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 15, 1984 · Amount on Record
Deed SaleApr 15, 1984 · Amount on Record
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address127 CAPTAIN CARLTONS RD, COTUIT, MA 02635-2706
Document Number0001397597
Instrument DateJun 4, 2020
Transaction TypeMortgage
Record UpdatedNov 9, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 CAPTAIN CARLTONS RD COTUIT MA 026352706, COTUIT, MA 02635-2706

Mortgage

Document Number0001397597
DateJun 9, 2020
Instrument1397597
Lender
NameHOME PT FIN'L
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 8, 2050

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBARNSTABLE MA
Property Address127 CAPTAIN CARLTONS RD, COTUIT, MA 02635-2706
Document Number0001314643
Instrument DateFeb 3, 2017
Transaction TypeMortgage
Record UpdatedFeb 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife

Mortgage

Document Number0001314643
DateFeb 8, 2017
Instrument1314643
Lender
NameFINANCE AMERICA
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 7, 2047

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
MunicipalityBarnstable Town City
Unified School DistrictBarnstable School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,571.00 (+10.78%)$667,200 (+4.54%) Land $180,000 Building $487,200$805,315
2024$5,029.00 (+5.43%)$638,200 (+11.98%) Land $180,000 Building $458,200
2023$4,770.00$569,900 Land $177,800 Building $392,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims3 (1991–1997)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 1997 · tidal / storm surge
Claims by Event
  • Hurricane Bob, Aug 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOTUIT FIRE DISTRICT WATER DEPARTMENT
serves 4,938 people · EPA ID MA4020003
Water SourceGroundwater
Last State InspectionAug 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

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