127 Cabana Way, Crestview, FL 32536 Property Records

Okaloosa County property record for 127 Cabana Way, Crestview, FL 32536

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,227 sqft · built 2004
Lot Size	0.276 acres (12,027 sqft)
Owner	2 Individual Names on File
Last Sale	$134,000 (Dec 2018)
Tax Bill	$1,035 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-4974-5`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-4974-5`
Alternative APNs	`18-3N-23-1260-000B-0040` `23N3181260000B0040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,227 sqft Living Area
Gross Area	1,779 sqft
1st Floor Area	1,227 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	12,027 sqft (0.276 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	12 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	127 CABANA WAY
City	CRESTVIEW
State	FL
Zip	32536-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGE CREST PH I LOT 4 BLK B
Legal Range	23W
Legal Township	03N
Legal Section	18
Legal Subdivision	RIDGE CREST
Legal Phase	1
Legal Block	B
Legal Lot Number	4
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	5
Census Block	5036
Census Tract	20500

Owner

127 Cabana Way is owned and occupied by two individuals who bought it in December 2018.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 CABANA WAY, CRESTVIEW, FL 32536-3303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit EGLIN FCU
Feb 3, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Dec 31, 2018	Warranty Deed, Transfer · VA Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2018 · Amount on File
Deed Sale	Dec 31, 2018 · Amount on File
Prior Sale	Dec 29, 2004 · Amount on File
Deed Document Number	20183251192
Deed Book / Page	3380 / 1089
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	127 CABANA WAY, CRESTVIEW, FL 32536-3303
Transaction Type	Mortgage
Record Updated	Nov 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CABANA WAY, CRESTVIEW, FL 32536-3303

Mortgage

Document Number	0036484886
Date	Oct 28, 2022
Book Page	3648/4886
Instrument	3587731

Lender

Name	EGLIN FCU
Type	Credit Union
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 27, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	127 CABANA WAY, CRESTVIEW, FL 32536-3303
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034413244
Date	Feb 3, 2020
Book Page	3441/3244
Instrument	3334357

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 31, 2018
Property Address	127 CABANA WAY, CRESTVIEW, FL 32536-3303
Document Number	0033801089
Book / Page	3380 / 1089
Map Reference	MB 21 PG 12&13
Instrument Date	Dec 28, 2018
Instrument	3251192
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	SURETY LAND TITLE OF FLORIDA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$938.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6215 PLUM ORCHARD WAY, 6215, CRESTVIEW, FL 32536-4370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 CABANA WAY, CRESTVIEW, FL 32536-3303

Mortgage

Document Number	0003251193
Date	Dec 31, 2018
Instrument	3251193

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 127 Cabana Way was $1,035 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Crestview City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00 Homeowner's exemption	$107,238	$186,170 Land $24,292 Building $161,878
2023	$964.00 (+4.33%) Homeowner's exemption	$101,181 (+3%)	$176,508 (+11.24%) Land $20,639 Building $155,869
2022	$924.00 Homeowner's exemption	$98,234	$158,673 Land $19,289 Building $139,384

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Cabana Way in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (1998–2017)
Claims Outside the SFHA	8 of 15
Most Recent Claim	Oct 2017
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 2 claims Hurricane Georges, Sep 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Cabana Way is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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