127 Broad St, Georgetown, SC 29440 Property Records

Georgetown County property record for 127 Broad St, Georgetown, SC 29440

Property Summary

Property Type	Historical Building
Details	5 bd · 3.5 ba · 4,350 sqft · built 1901
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Mar 2021)
Tax Bill	$6,983 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0500290026.00.00`

Property Details

APN / Parcel Number

Primary APN	`0500290026.00.00`
Alternative APNs	`05-0029-026-00-00` `22666`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Units	2 Units
Stories	2 Stories
Building Area	4,350 sqft Total Area
Gross Area	5,609 sqft
1st Floor Area	2,402 sqft
2nd Floor Area	1,948 sqft
Utility Area	35 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	35 sqft
Porch	Slab
Porch Area	792 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	22666
Street Address	127 BROAD ST
City	GEORGETOWN
State	SC
Zip	29440-3601
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Legal Description	PT 60 CITY OF GEORGETOWN
Legal Lot Number	60
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	1
Census Block	1011
Census Tract	920302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Georgetown Historic District listed 1971 · 48 contributing resources · NRIS 71000781

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Georgetown County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 BROAD ST, GEORGETOWN, SC 29440-3601
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Dec 9, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH ATLANTIC BANK
Mar 5, 2021	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	20213078
Deed Book / Page	4048 / 187
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	127 BROAD ST, GEORGETOWN, SC 29440-3601
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BROAD ST, GEORGETOWN, SC 29440-3601

Mortgage

Document Number	04446/0025
Date	Nov 28, 2022
Book Page	4446/25
Instrument	202200014152

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	LEXINGTON, SC 29072

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Sep 30, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEORGETOWN SC
Property Address	127 BROAD ST, GEORGETOWN, SC 29440-3601
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BROAD ST, GEORGETOWN, SC 29440-3601

Mortgage

Document Number	04260/0240
Date	Dec 9, 2021
Book Page	4260/240
Instrument	202100017884

Lender

Name	SOUTH ATLANTIC BANK
Type	Bank
Address	MYRTLE BEACH, SC 29572

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Mar 5, 2021
Property Address	127 BROAD ST, GEORGETOWN, SC 29440-3601
Document Number	04048/0187
Book / Page	4048 / 187
Instrument Date	Mar 4, 2021
Instrument	202100003078
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,127.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 BROAD ST, GEORGETOWN, SC 29440-3601

Mortgage

Document Number	04048/0192
Date	Mar 5, 2021
Book Page	4048/192
Instrument	202100003079

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,983.00 (+16.34%) Additional exemption filed	$28,684 (+15.29%) Land $3,142 Building $25,542	$927,200 (+61.76%) Land $110,500 Building $816,700
2023	$6,002.00 (+8.52%)	$24,880 (-) Land $3,400 Building $21,480	$573,200 (-) Land $85,000 Building $488,200
2022	$5,531.00	$24,880 Land $3,400 Building $21,480	$573,200 Land $85,000 Building $488,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 188 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	188 in force
Nearby Flood Claims	268 (1979–2025)
Claims Outside the SFHA	45 of 268
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 33 claims Severe Storms And Flooding, Oct 2015 · 43 claims Hurricane Hugo, Sep 1989 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
HTC Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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