Banks County property record for 127 Bertha Gragg Rd, Lula, GA 30554 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,818 sqft Heated Area |
| Lot Size | 87,120 sqft (2 acres) |
| Garage | Mixed, 679 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,318.00 (2025) |
Source: Banks County records · APN B05 045A
Assessment roll updated July 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 127 BERTHA GRAGG RD, LULA, GA 30554-2412 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 25, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GEORGIA UNITED CREDIT UNION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2006 |
| Deed Sale | May 08, 2006 |
| Deed Doc Number | 2006-000823 |
| Deed Book / Page | 290 / 85 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 127 BERTHA GRAGG RD, LULA, GA 30554-2412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 127 BERTHA GRAGG RD, ALTO, GA 30510 |
| Document Number | 0000000464/0000000200 |
|---|---|
| Date | Apr 25, 2019 |
| Book Page | 0000000464/0000000200 |
| Name | SUNTRUST BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 127 BERTHA GRAGG RD, LULA, GA 30554-2412 |
| Transaction Type | Mortgage |
| Record Updated | Jan 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 127 BERTHA GRAGG RD, ALTO, GA 30510 |
| Document Number | 0000000503/0000000163 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 0000000503/0000000163 |
| Name | GEORGIA UNITED CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
Source: Banks County records · Assessment roll updated July 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,318.00 (-3.13%) Homeowner's exemption | $128,756 (+4.27%) Land $9,924 Building $118,832 | $321,888 (+4.27%) Land $24,809 Building $297,079 |
| 2024 | $2,393.00 (+33.76%) Homeowner's exemption | $123,483 (+14.43%) Land $9,021 Building $114,462 | $308,709 (+14.43%) Land $22,553 Building $286,156 |
| 2023 | $1,789.00 (-3.14%) Homeowner's exemption | $107,911 (+20.03%) Land $9,951 Building $97,960 | $269,779 (+20.03%) Land $24,878 Building $244,901 |
| 2022 | $1,847.00 Homeowner's exemption | $89,904 Land $8,501 Building $81,403 | $224,761 Land $21,253 Building $203,508 |
Source: FEMA National Flood Hazard Layer, Banks County (13011C), updated December 17, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 59% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 855 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | B05 045A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,818 sqft Heated Area |
| 1st Floor | 1,818 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 87,120 sqft (2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 679 sqft Garage |
| Carport | Carport |
| Carport Area | 400 sqft Carport |
| Deck Area | 140 sqft Deck |
|---|---|
| Patio Area | 140 sqft Patio |
| Porch | Open Porch |
| Porch Area | 299 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 3039 |
|---|---|
| Street Address | 127 BERTHA GRAGG RD |
| City | LULA |
| State | GA |
| Zip | 30554-2412 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GMD 912 TR A PB 30-142 |
| Legal Tract | A |
| Jurisdiction | BANKS GA |
| Minor Civil Division | BALDWIN |
| Census Blockgroup | 4 |
| Census Block | 4006 |
| Census Tract | 970100 |
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