127 Bernard Ave, Edison, NJ 08837 Property Records

Middlesex County and Edison Township property record for 127 Bernard Ave, Edison, NJ 08837

Property Summary

Property Type	Single Family Home
Details	2,011 sqft · built 1964
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on Record
Last Sale	$499,900 (Dec 2021)
Tax Bill	$10,295 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-00786-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`05-00786-0000-00023`
Alternative APNs	`050078600023` `00022537`

Interior

Stories	1 Story
Building Area	2,011 sqft Living Area
1st Floor Area	2,011 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	200 ft deep x 50 ft wide

Location & Zoning

Account Number	00022537
Street Address	127 BERNARD AVE
City	EDISON
State	NJ
Zip	08837-3036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	50X200
Legal Subdivision	METUCHEN ESTATES
Legal Block	786
Legal Lot Number	23
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2015
Census Tract	1805

Owner

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	127 BERNARD AVE, EDISON, NJ 08837-3036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Aug 24, 2005 · Amount on Record
Deed Document Number	2021156310
Deed Book / Page	18764 / 683
Prior Transfer Date	Jun 7, 2016
Prior Transfer Doc	201606220150
Record Updated	Sep 20, 2026

December 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Dec 30, 2021
Property Address	127 BERNARD AVE, EDISON, NJ 08837-3036
Document Number	0000156310
Book / Page	18764 / 683
Instrument Date	Nov 29, 2021
Instrument	2021156310
Transaction Type	Transfer
Record Updated	Jan 24, 2022
Title Company	TITLE GUARANTEE (ACH), TITLE GUARANTEE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 BERNARD AVE, 127, EDISON, NJ 08837-3036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BERNARD AVE, EDISON, NJ 08837-3036

Mortgage

Document Number	0000156311
Date	Dec 30, 2021
Instrument	2021156311

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	127 BERNARD AVE, EDISON, NJ 08837-3036
Document Number	0000031545
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 BERNARD AVE EDISON NJ 088373036, EDISON, NJ 08837-3036

Mortgage

Document Number	0000031545
Date	Apr 7, 2020
Book Page	017837/001341
Instrument	31545

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 6, 2040

Tax Assessment & Valuation

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,000 (-) Land $71,300 Building $101,700	$173,000 (-) Land $71,300 Building $101,700
2025	$10,295.00 (-0.04%)	$173,000 (-) Land $71,300 Building $101,700	$173,000 (-) Land $71,300 Building $101,700
2024	$10,299.00 (+0.52%)
2023		$173,000 Land $71,300 Building $101,700	$173,000 Land $71,300 Building $101,700
2022	$10,246.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (1994–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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