127 Benjamin St, Romeo, MI 48065 Property Records

Macomb County property record for 127 Benjamin St, Romeo, MI 48065

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,282 sqft · built 1910
Lot Size	0.374 acres (16,291 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Sep 2026)
Tax Bill	$4,421 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Oct 2026 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`28-04-02-107-012`

Property Details

APN / Parcel Number

Primary APN	`28-04-02-107-012`
Alternative APN	`0402107012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,282 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,192 sqft
Unfinished Basement	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Lot Area	16,291 sqft (0.374 acres)
Lot Dimensions	198 ft deep x 82.5 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	127 BENJAMIN ST
City	ROMEO
State	MI
Zip	48065-5101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAGE
Legal Description	J.L. BENJAMINS ADDITION LOT 27 VILLAGE OF ROMEO
Legal Subdivision	J.L . BENJAMINS ADD
Legal Lot Number	27
Jurisdiction	MACOMB MI
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1008
Census Tract	206700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Romeo Historic District listed 1970 · 100 contributing resources · NRIS 70000281

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 HEMLOCK LN, MARYSVILLE, MI 48040-2513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC
Oct 1, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 10, 2021	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 21, 2021	Warranty Deed, Transfer STERLING TITLE AGENCY
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN MUTUAL INC
Feb 15, 2017	Warranty Deed, Transfer GTL INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Jun 10, 2024 · Amount on Record
Deed Document Number	202691161
Deed Book / Page	30879 / 83
Prior Transfer Date	Sep 22, 2026
Prior Transfer Doc	0000092335
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 28, 2026
Property Address	127 BENJAMIN ST, ROMEO, MI 48065-5101
Document Number	0000091161
Book / Page	30879 / 83
Instrument Date	Sep 22, 2026
Instrument	202691161
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$377,841.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HEMLOCK LN, MARYSVILLE, MI 48040-2513

Mortgage

Document Number	0000090138,
Date	Sep 28, 2026
Instrument	202690138

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Oct 1, 2026
Property Address	127 BENJAMIN ST, ROMEO, MI 48065-5101
Document Number	0000092335
Book / Page	30884 / 790
Instrument Date	Sep 22, 2026
Instrument	202692335
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 HEMLOCK LN, MARYSVILLE, MI 48040-2513

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 14, 2023
Property Address	127 BENJAMIN ST, ROMEO, MI 48065-5101
Document Number	2300052171
Book / Page	29169 / 919
Map Reference	LB Y PG 15
Instrument Date	Jun 9, 2023
Instrument	202300052171
Transaction Type	Transfer
Record Updated	Jul 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,112.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 BENJAMIN ST, ROMEO, MI 48065-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 BENJAMIN ST, ROMEO, MI 48065-5101

Mortgage

Document Number	2300052172
Date	Jun 14, 2023
Instrument	202300052172

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	127 BENJAMIN ST, ROMEO, MI 48065-5101
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3606 HUTCHENS AVE SE, HUNTSVILLE, AL 35801-1251

Mortgage

Document Number	2102196474
Date	Jun 10, 2021
Book Page	27789/975
Instrument	202102196474

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jun 21, 2021
Property Address	127 BENJAMIN ST, ROMEO, MI 48065-5101
Document Number	2102201669
Book / Page	27818 / 952
Map Reference	LB Y PG 15
Instrument Date	Jun 8, 2021
Instrument	202102201669
Transaction Type	Transfer
Record Updated	Aug 18, 2021
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 BENJAMIN ST, 127, ROMEO, MI 48065-5101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BENJAMIN ST, ROMEO, MI 48065-5101

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	127 BENJAMIN ST, ROMEO, MI 48065-5101
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BENJAMIN ST, BRUCE, MI 48065-5101

Mortgage

Document Number	0000122027
Date	Feb 10, 2021
Book Page	27412/370
Instrument	2122027

Lender

Name	MICHIGAN MUTUAL INC
Type	Mortgage Company
Address	PORT HURON, MI 48060

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Feb 15, 2017
Property Address	127 BENJAMIN ST, ROMEO, MI 48065-5101
Document Number	0000018895
Book / Page	024557 / 000425
Instrument Date	Feb 3, 2017
Instrument	18895
Transaction Type	Transfer
Record Updated	Mar 7, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,333.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	127 BENJAMIN ST ROMEO MI 480655101, ROMEO, MI 48065-5101

Mortgage

Document Number	18896
Date	Feb 15, 2017
Book Page	024557/000427
Instrument	18896

Lender

Name	GTL INVS
Address	SOUTHFIELD, MI 48075

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 14, 2032

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Washington Charter Township
Municipality	Romeo Village
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,800 (+8.74%)	$375,600 (+8.74%)
2025	$4,421.00 (+33%) Homeowner's exemption	$172,700 (+17.88%)	$345,400 (+17.88%)
2023		$146,500	$293,000
2022	$3,324.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ROMEO serves 3,750 people · EPA ID MI0005780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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