127 Bear Rdg Rd, Clyde, NC 28721 Property Records

Haywood County property record for 127 Bear Rdg Rd, Clyde, NC 28721

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,568 sqft · built 1965
Lot Size1.83 acres (79,715 sqft)
Owner2 Individual Names on Record
Last Sale$246,000 (Aug 2020)
Tax Bill$1,616 (2025)
Deeds & MortgagesAug 2020 Mortgage
Apr 2019 Sale
Flood ZoneZone X (minimal risk)
APN8646-19-6863

Property Details

APN / Parcel Number

Primary APN8646-19-6863
Alternative APN
  • 262652

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Heated Area
Gross Area1,616 sqft
1st Floor Area1,568 sqft
Basement Area1,568 sqft
Unfinished Basement1,568 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Architectural StyleConventional
Exterior MaterialStone
Lot Area79,715 sqft (1.83 acres)
PorchSlab

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemForced Air with A/C

Location & Zoning

Account Number262652
Street Address127 BEAR RIDGE RD
CityCLYDE
StateNC
Zip28721-7648
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR1
Legal Description127 BEAR RIDGE RD
Legal SubdivisionBEAR RIDGE
JurisdictionHAYWOOD NC
Township / Civil DivisionCLYDE
Census Block Group1
Census Block1009
Census Tract920502

Owner

Source: Haywood County records, as of October 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address127 BEAR RIDGE RD, CLYDE, NC 28721-7648
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 7, 2020Warranty Deed, Transfer
GOPRIME MTG
Apr 22, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 7, 2020 · Amount on Record
Deed SaleAug 7, 2020 · Amount on Record
Prior SaleNov 30, 1982
Deed Document Number20207529
Deed Book / Page4 / 488
Prior Transfer DateApr 22, 2019
Prior Transfer Doc0009711388
Record UpdatedOct 29, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateAug 7, 2020
Property Address127 BEAR RIDGE RD, CLYDE, NC 28721-7648
Document Number0010040488
Book / Page001004 / 000488
Instrument DateJul 30, 2020
Instrument7529
Transaction TypeTransfer
Record UpdatedSep 9, 2020
Title CompanyNOT AVAILABLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 BEAR RIDGE RD CHARLOTTE NC 28271, CHARLOTTE, NC 28271

Mortgage

Document Number10040491
DateAug 7, 2020
Book Page001004/000491
Instrument7530
Lender
NameGOPRIME MTG
Address320 N SALEM ST # 300, APEX, NC 27502-1481
Agreement
AmountAmount Recorded
Term360 Months
DueAug 6, 2050

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateApr 22, 2019
Property Address127 BEAR RIDGE RD, CLYDE, NC 28721-7648
Document Number0009711388
Book / Page000971 / 001388
Instrument DateApr 22, 2019
Instrument3244
Transaction TypeTransfer
Record UpdatedApr 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$3.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 422 CLYDE NC 287210422, CLYDE, NC 28721-0422

Tax Assessment & Valuation

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$224,200 (-) Land $58,300 Building $165,900
2025$1,616.00$224,200 (-) Land $58,300 Building $165,900$224,200 (-) Land $58,300 Building $165,900
2023$224,200 Land $58,300 Building $165,900$224,200 (-) Land $58,300 Building $165,900
2021$224,200 Land $58,300 Building $165,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 77% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Skyrunner
Fixed Wireless · Fiber in parts of the area
500 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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