Hardy County property record for 127 Bean's Ln, Moorefield, WV 26836
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,696 sqft · built 1964 |
| Lot Size | 0.875 acres (38,115 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $205,000 (Oct 2025) |
| Tax Bill | $852 (2026) |
| Deeds & Mortgages | Nov 2018 Mortgage Nov 2023 Mortgage + 1 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 04-2-0045.0000 |
| Primary APN | 04-2-0045.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| 1st Floor Area | 3,392 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Lot Area | 38,115 sqft (0.875 acres) |
| Lot Dimensions | 495 ft deep x 77 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 127 BEANS LN |
|---|---|
| City | MOOREFIELD |
| State | WV |
| Zip | 26836-1263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 LOT S FORK STERNS |
| Jurisdiction | HARDY WV |
| Township / Civil Division | MOOREFIELD |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 970300 |
Source: Hardy County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 127 BEANS LN, MOOREFIELD, WV 26836-1263 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Nov 3, 2023 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 3, 2025 | Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Deed Document Number | 2025241671 |
| Deed Book / Page | 381 / 503 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 127 BEANS LN, MOOREFIELD, WV 26836-1263 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000000309/0000000879 |
|---|---|
| Date | Nov 1, 2018 |
| Book Page | 0000000309/0000000879 |
| Instrument | 000000212051 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 350 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDY WV |
| Property Address | 127 BEANS LN, MOOREFIELD, WV 26836-1263 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000349/266 |
|---|---|
| Date | Nov 3, 2023 |
| Book Page | 349/266 |
| Instrument | 234301 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 159 Months |
| Due | Feb 1, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDY WV |
| Recording Date | Oct 3, 2025 |
| Property Address | 127 BEANS LN, MOOREFIELD, WV 26836-1263 |
| Document Number | 000381/503 |
| Book / Page | 381 / 503 |
| Instrument Date | Oct 2, 2025 |
| Instrument | 241671 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 127 BEANS LN, MOOREFIELD, WV 26836-1263 |
| Document Number | 0000241672 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 241672 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Hardy County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Hardy County |
| Municipality | Moorefield Town |
| Unified School District | Hardy County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $852.00 (+7.17%) | $74,520 (+7.16%) Land $23,640 Building $50,880 | $124,200 (+7.16%) Land $39,400 Building $84,800 |
| 2025 | $795.00 (+3.38%) | $69,540 (+3.67%) Land $23,640 Building $45,900 | $115,900 (+3.67%) Land $39,400 Building $76,500 |
| 2023 | $769.00 | $67,080 Land $23,640 Building $43,440 | $111,800 Land $39,400 Building $72,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 42 (1985–2011) |
| Claims Outside the SFHA | 6 of 42 |
| Most Recent Claim | May 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOOREFIELD MUNICIPAL WATER serves 2,328 people · EPA ID WV3301601 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Feb 2019 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hardy Telecommunications Fiber | 1,000 / 1,000 |
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