127 Beach Rd, Bristol, RI 02809 Property Records

Bristol Town property record for 127 Beach Rd, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,515 sqft · built 2020
Lot Size	0.488 acres (21,253 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Nov 2019)
Tax Bill	$9,047 (2026)
Deeds & Mortgages	Nov 2022 Refinance Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`50-0060-35`

Property Details

APN / Parcel Number

Primary APN	`50-0060-35`
Alternative APNs	`BRIS M:61 L:70` `9543`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	5,575 sqft
Basement Area	1,515 sqft
Unfinished Basement	1,515 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,253 sqft (0.488 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	50-0060-35
Street Address	127 BEACH RD
City	BRISTOL
State	RI
Zip	02809-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Lot Number	70
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	2
Census Block	2004
Census Tract	30902

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	127 BEACH RD, BRISTOL, RI 02809-1533
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Jul 8, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Apr 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION
Nov 8, 2019	Warranty Deed, Transfer THOMAS GAMACHE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2019 · Amount on Record
Deed Sale	Nov 8, 2019 · Amount on Record
Deed Document Number	20193176
Deed Book / Page	2006 / 194
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	127 BEACH RD, BRISTOL, RI 02809-1533
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002195-41
Date	Nov 15, 2022
Book Page	2195/41
Instrument	3432

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	127 BEACH RD, BRISTOL, RI 02809-1533
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002122-76
Date	Jul 8, 2021
Book Page	2122/76
Instrument	11842

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRISTOL RI
Property Address	127 BEACH RD, BRISTOL, RI 02809-1533
Transaction Type	Mortgage
Record Updated	Sep 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2028-187
Date	Apr 6, 2020
Book Page	2028/187
Instrument	4854

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Nov 8, 2019
Property Address	127 BEACH RD, BRISTOL, RI 02809-1533
Document Number	2006-194
Book / Page	002006 / 000194
Instrument Date	Nov 6, 2019
Instrument	3176
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 MATHEWSON ST #104 JEWETT CITY CT 063512060, 104, JEWETT CITY, CT 06351-2060

Mortgage

Document Number	2006-196
Date	Nov 8, 2019
Book Page	002006/000196
Instrument	3177

Lender

Name	THOMAS GAMACHE

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,047.00 (+13.19%)
2025	$7,993.00 (+3.44%)	$578,400 (-) Land $208,500 Building $369,900
2023	$7,727.00 (+2.77%)	$578,400 (-) Land $208,500 Building $369,900
2022	$7,519.00	$578,400 Land $208,500 Building $369,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	61 units insured incl. 32 condo units
Nearby Flood Claims	19 (1985–2018)
Claims Outside the SFHA	3 of 19
Most Recent Claim	Mar 2018 · other causes
Claims by Event	Severe Storms And Flooding, Apr 2010 · 5 claims Hurricane Bob, Aug 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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