127 Augusta Ln, Shelby, NC 28150 Property Records

Cleveland County property record for 127 Augusta Ln, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	2,243 sqft · built 2022
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$46,000 (Jan 2022)
Tax Bill	$3,296 (2026)
Deeds & Mortgages	Apr 2022 Construction Loan Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60465`

Property Details

APN / Parcel Number

Primary APN	`60465`
Alternative APNs	`1339889` `1344723`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,243 sqft Finished Area
Upper Floors Area	641 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stone
Foundation Type	Footing
Lot Area	29,185 sqft (0.67 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1344723
Street Address	127 AUGUSTA LN
City	SHELBY
State	NC
Zip	28150-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	#43PB21-3DEERBROOKPH1MAP1
Legal Subdivision	DEERBROOK
Legal Block	1
Legal Lot Number	161
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1014
Census Tract	950800

Owner

127 Augusta Ln is owned and occupied by two individuals who bought it in January 2022.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	127 AUGUSTA LN, SHELBY, NC 28150-9292
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Deed of Trust, Mortgage · Construction Mortgage STATE EMPLOYEES CU
Jan 7, 2022	Warranty Deed, Transfer
May 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2022 · Amount on File
Deed Sale	Jan 7, 2022 · Amount on File
Prior Sale	May 21, 2021 · Amount on File
Deed Document Number	2022200066787
Deed Book / Page	1862 / 599
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	127 AUGUSTA LN, SHELBY, NC 28150-9292
Transaction Type	Mortgage
Record Updated	Aug 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018691888
Date	Apr 7, 2022
Book Page	1869/1888
Instrument	200071102

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	370 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	2.95%
Change Frequency	5 Years
Index	5-Year CMT
Max Rate	6%

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 7, 2022
Property Address	127 AUGUSTA LN, SHELBY, NC 28150-9292
Document Number	0018620599
Book / Page	1862 / 599
Map Reference	MB 21 PG 3
Instrument Date	Jan 7, 2022
Instrument	200066787
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount on Record
Tax	$92.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	146 EAGLES NEST WAY, SHELBY, NC 28152-0769

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 21, 2021
Property Address	127 AUGUSTA LN, SHELBY, NC 28150-9292
Document Number	0018411770
Book / Page	1841 / 1770
Map Reference	MB 21 PG 3
Instrument Date	May 13, 2021
Instrument	200055583
Transaction Type	Transfer
Record Updated	Aug 31, 2023

Transaction

Amount	Amount on Record
Tax	$70.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 JIM PARKER RD, MONROE, NC 28110-9397

Tax Assessment & Valuation

The 2026 property tax bill for 127 Augusta Ln was $3,296, up 2% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,296.00 (+1.98%)	$508,994 (-) Land $55,074 Building $453,920	$508,994 (-) Land $55,074 Building $453,920
2025	$3,232.00	$508,994 Land $55,074 Building $453,920	$508,994 Land $55,074 Building $453,920
2023		$233,656 Land $21,111 Building $212,545	$233,656 Land $21,111 Building $212,545

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 127 Augusta Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 127 Augusta Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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