127 Annapolis St E, Saint Paul, MN 55118 Property Records

Ramsey County property record for 127 Annapolis St E, Saint Paul, MN 55118

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,085 sqft · built 1903
Lot Size	0.202 acres (8,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$210,000 (Nov 2017)
Tax Bill	$5,730 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-28-22-34-0153`

Property Details

APN / Parcel Number

Primary APN	`08-28-22-34-0153`
Alternative APNs	`8068338` `549598`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,085 sqft Living Area
1st Floor Area	1,081 sqft
Family Room	Family Room

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	8,800 sqft (0.202 acres)
Lot Dimensions	110 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	549598
Street Address	127 ANNAPOLIS ST E
City	SAINT PAUL
State	MN
Zip	55118-5004
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAUERS ADDITION TO,ST. PAUL SUBJ TO ESMT THE FOL; LOTS 11 & LOT 12 BLK 3
Legal Range	22
Legal Township	28
Legal Section	08
Legal Subdivision	SAUERS ADDITION TO,ST. PAUL
Legal Block	3
Legal Lot Number	11,12
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	4
Census Block	4018
Census Tract	37200

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	127 ANNAPOLIS ST E, SAINT PAUL, MN 55118-5004
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 3, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE
Nov 8, 2017	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2017 · Amount on Record
Deed Sale	Nov 8, 2017 · Amount on Record
Prior Sale	Nov 3, 2017 · Amount on Record
Deed Document Number	20174685375
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	127 ANNAPOLIS ST E, SAINT PAUL, MN 55118-5004
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04882506
Date	May 7, 2021
Instrument	A04882506

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	127 ANNAPOLIS ST E, SAINT PAUL, MN 55118-5004
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0T02698842
Date	May 6, 2021
Instrument	T02698842

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 3, 2017
Property Address	127 ANNAPOLIS ST E, SAINT PAUL, MN 55118-5004
Document Number	0002600933
Instrument Date	Oct 30, 2017
Instrument	2600933
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	SIGNATURES CLOSING AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	127 ANNAPOLIS ST E ST PAUL MN 551185004, ST PAUL, MN 55118-5004

Mortgage

Document Number	2600934
Date	Nov 3, 2017
Instrument	2600934

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 2, 2047

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 8, 2017
Property Address	127 ANNAPOLIS ST E, SAINT PAUL, MN 55118-5004
Document Number	0004685375
Instrument Date	Oct 30, 2017
Instrument	4685375
Transaction Type	Transfer
Record Updated	Dec 5, 2017
Title Company	SIGNATURE CLOSING AND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$714.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 ANNAPOLIS ST E ST PAUL MN 551185004, ST PAUL, MN 55118-5004

Mortgage

Document Number	4685376
Date	Nov 8, 2017
Instrument	4685376

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,800 (+23.66%) Land $37,800 Building $304,000	$341,800 (+23.66%) Land $37,800 Building $304,000
2025	$5,730.00 (+50.71%)
2023	$3,802.00 Homeowner's exemption	$276,400 Land $29,300 Building $247,100	$276,400 Land $29,300 Building $247,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: T-Mobile.

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