127 4th St, Cresskill, NJ 07626 Property Records

Bergen County and Cresskill Borough property record for 127 4th St, Cresskill, NJ 07626

Property Summary

Property TypeSingle Family Home
Details3,052 sqft · built 1962
Lot Size0.23 acres (10,001 sqft)
Owner2 Individual Names on Record
Tax Bill$18,529 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN08-00049-0000-00611

Property Details

APN / Parcel Number

Primary APN08-00049-0000-00611
Alternative APNs
  • 080004900611
  • 075200

Interior

Stories1 Story
Building Area3,052 sqft Living Area
1st Floor Area3,052 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Construction TypeBrick
Lot Area10,001 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Account Number075200
Street Address127 4TH ST
CityCRESSKILL
StateNJ
Zip07626-2030
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Description100X100 L612-614
Legal Block49
Legal Lot Number611
JurisdictionBERGEN NJ
Township / Civil DivisionCRESSKILL
Census Block Group1
Census Block1000
Census Tract8002

Owner

Source: Bergen County and Cresskill Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address127 4TH ST, CRESSKILL, NJ 07626-2030
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2023Deed of Trust, Mortgage · Line of Credit
VAST BANK NA
Apr 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 30, 2002
Deed SaleDec 30, 2002
Prior SaleAug 2, 1996 · Amount on Record
Deed Book / Page8536 / 307
Prior Transfer DateNov 7, 2002
Prior Transfer Doc8536000307
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address127 4TH ST, CRESSKILL, NJ 07626-2030
Transaction TypeMortgage
Record UpdatedSep 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 4TH ST, CRESSKILL, NJ 07626-2030

Mortgage

Document Number0050551297
DateAug 9, 2023
Book Page5055/1297
Instrument2023052040
Lender
NameVAST BANK NA
TypeBank
AddressWAYNE, NJ 07470
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address127 4TH ST, CRESSKILL, NJ 07626-2030
Document Number0036141773
Instrument DateApr 24, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address127 4TH ST CRESSKILL NJ 076262030, CRESSKILL, NJ 07626-2030

Mortgage

Document Number0036141773
DateJun 4, 2020
Book Page003614/001773
Instrument20054986
Lender
NameSYNERGY ONE LNDG
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 3, 2035

Tax Assessment & Valuation

Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityCresskill Borough
Unified School DistrictCresskill Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$923,600 (+13.1%) Land $445,000 Building $478,600$923,600 (+13.1%) Land $445,000 Building $478,600
2025$18,529.00 (+5.75%)$816,600 (+8.46%) Land $367,500 Building $449,100$816,600 (+8.46%) Land $367,500 Building $449,100
2024$17,521.00 (+4.23%)
2023$752,900 Land $297,500 Building $455,400$752,900 Land $297,500 Building $455,400
2022$16,810.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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