12698 Ulster St, Thornton (Brighton), CO 80602 Property Records

Adams County property record for 12698 Ulster St, Thornton, CO 80602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,924 sqft · built 2022
Lot Size	0.133 acres (5,803 sqft)
Owner	Individual Name on File
Last Sale	$724,519 (Nov 2022)
Tax Bill	$3,953 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1571-33-2-08-065`

Property Details

APN / Parcel Number

Primary APN	`1571-33-2-08-065`
Alternative APNs	`0157133208065` `R0199527`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,924 sqft Living Area
Gross Area	3,898 sqft
1st Floor Area	1,745 sqft
Basement Area	1,604 sqft
Finished Basement	1,179 sqft
Unfinished Basement	425 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,803 sqft (0.133 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0199527
Street Address	12698 ULSTER ST
City	THORNTON
State	CO
Zip	80602-8578
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE RANCH SUBD BLK 16 LOT 16
Legal Range	67W
Legal Township	01S
Legal Section	33
Legal Quarter	2
Legal Subdivision	RIVERDALE RANCH
Legal Block	16
Legal Lot Number	16
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	1
Census Block	1007
Census Tract	8551

Owner

12698 Ulster St is owned and occupied by an individual who bought it in November 2022.

Source: Adams County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	12698 ULSTER ST, THORNTON, CO 80602-8578
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 18, 2022	Intrafamily Transfer, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY
Nov 18, 2022	Special Warranty Deed, Transfer · Conventional Mortgage FIRST CREEK LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on File
Deed Sale	Nov 18, 2022 · Amount on File
Deed Document Number	202292072
Prior Transfer Date	Nov 14, 2022
Prior Transfer Doc	0000092074
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	12698 ULSTER ST, THORNTON, CO 80602-8578
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12698 ULSTER ST, THORNTON, CO 80602-8578

Mortgage

Document Number	0000027511
Date	May 17, 2023
Instrument	2023000027511

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2043

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Nov 18, 2022
Property Address	12698 ULSTER ST, THORNTON, CO 80602-8578
Document Number	0000092074
Instrument Date	Nov 14, 2022
Instrument	2022000092074
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12698 ULSTER ST, THORNTON, CO 80602-8578

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 18, 2022
Property Address	12698 ULSTER ST, THORNTON, CO 80602-8578
Document Number	0000092072
Instrument Date	Oct 19, 2022
Instrument	2022000092072
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12698 ULSTER ST, THORNTON, CO 80602-8578

Mortgage

Document Number	0000092073
Date	Nov 18, 2022
Instrument	2022000092073

Lender

Name	FIRST CREEK LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 12698 Ulster St was $3,953, down 41% from the year before.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,953.00 (-40.97%)	$41,890 Land $6,120 Building $35,770	$616,000 Land $90,000 Building $526,000
2024	$6,697.00 (-4.55%)
2023	$7,016.00 (-0.81%)	$43,560 (+0.14%) Land $5,070 Building $38,490	$644,000 (+329.33%) Land $75,000 Building $569,000
2022	$7,073.00	$43,500 Land $43,500	$150,000 Land $150,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 12698 Ulster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12698 Ulster St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.8% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100

May also be available: CenturyLink, Verizon.

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