12698 Co Rd 8, Brainerd, MN 56401 Property Records

Crow Wing County property record for 12698 Co Rd 8, Brainerd, MN 56401

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 768 sqft
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$457,000 (Aug 2026)
Tax Bill	$2,448 (2026)
Deeds & Mortgages	Aug 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`780343203B00009`

Property Details

APN / Parcel Number

Primary APN	`780343203B00009`
Alternative APNs	`78340592` `169248`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	768 sqft Living Area
Gross Area	128 sqft
1st Floor Area	768 sqft
Basement Area	640 sqft
Finished Basement	640 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
View / Lot	Waterfront / Beach
Garage Area	576 sqft
Driveway	Driveway
Porch	Slab
Deck Area	210 sqft

Utilities, Heating & Cooling

Heating System	Oil

Location & Zoning

Account Number	169248
Street Address	12698 COUNTY ROAD 8
City	BRAINERD
State	MN
Zip	56401-4740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 100 FT OF N 200 FT OF S 45 RODS (742.5 FT) OF N 80 RODS (1320 FT) OF GL 3.
Legal Range	29W
Legal Township	45N
Legal Section	34
Legal Lot Number	3-29
Jurisdiction	CROW WING MN
Township / Civil Division	NOKAY LAKE
Census Block Group	2
Census Block	2038
Census Tract	950802

Owner

Source: Crow Wing County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32310 WILDWOOD DR, ADEL, IA 50003-8607
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on Record
Deed Sale	Aug 20, 2026 · Amount on Record
Prior Sale	Apr 12, 2021 · Amount on Record
Deed Document Number	20261028323
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CROW WING MN
Recording Date	Aug 20, 2026
Property Address	12698 COUNTY ROAD 8, BRAINERD, MN 56401-4740
Document Number	0001028323
Instrument Date	Aug 14, 2026
Instrument	20261028323
Transaction Type	Transfer
Record Updated	Sep 24, 2026
Title Company	LAWYERS TITLE SERVICES LLC, LAWYERS TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152,318.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	32310 WILDWOOD DR, ADEL, IA 50003-8607

Mortgage

Document Number	0001028324,
Date	Aug 20, 2026
Instrument	20261028324

Lender

Name	LUANA SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Crow Wing County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Crow Wing County
County Subdivision	Nokay Lake Township
Unified School District	Brainerd Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,448.00 (+25.67%)	$375,000 (+3.85%) Land $216,400 Building $158,600	$375,000 (+3.85%) Land $216,400 Building $158,600
2025		$361,100 (+31.74%) Land $196,200 Building $164,900	$361,100 (+31.74%) Land $196,200 Building $164,900
2023	$1,948.00	$274,100 Land $156,300 Building $117,800	$274,100 Land $156,300 Building $117,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CTC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20