DeKalb County property record for 12697 Williams Rd, Genoa, IL 60135
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,105 sqft · built 2002 |
| Lot Size | 0.946 acres (41,195 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,116 (2023) |
| Deeds & Mortgages | Mar 2022 Line of Credit Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-05-128-006 |
| Primary APN | 06-05-128-006 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,105 sqft Living Area |
| Gross Area | 3,831 sqft |
| 1st Floor Area | 3,105 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 41,195 sqft (0.946 acres) |
| Lot Dimensions | 229 ft deep x 179 ft wide |
| Garage Type | Attached |
| Garage Area | 726 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 0605128006 |
|---|---|
| Street Address | 12697 WILLIAMS RD |
| City | GENOA |
| State | IL |
| Zip | 60135-7752 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | LOT 39 - ELLEN OAKS - SECOND ADDITION & PT LOT 33 - ELLEN OAKS - THIRD ADDITION |
| Legal Subdivision | ELLEN OAKS - SECOND ADDITION |
| Legal Lot Number | 39,33 |
| Jurisdiction | DE KALB IL |
| Township / Civil Division | SYCAMORE |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 402 |
Source: DeKalb County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12697 WILLIAMS RD, GENOA, IL 60135-7752 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Line of Credit RESOURCE BANK |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BANK |
| May 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12697 WILLIAMS RD, GENOA, IL 60135-7752 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|---|
| Address | 12697 WILLIAMS RD, GENOA, IL 60135-7752 |
| Document Number | 0000003045 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 2022003045 |
| Name | RESOURCE BANK |
|---|---|
| Type | Bank |
| Address | GENOA, IL 60135 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12697 WILLIAMS RD, GENOA, IL 60135-7752 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000016170 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021016170 |
| Name | RESOURCE BANK |
|---|---|
| Type | Bank |
| Address | DEKALB, IL 60115 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IL |
| Property Address | 12697 WILLIAMS RD, GENOA, IL 60135-7752 |
| Document Number | 0000004142 |
| Instrument Date | May 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 12697 WILLIAMS RD GENOA IL 601357752, GENOA, IL 60135-7752 |
| Document Number | 0000004142 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 4142 |
| Name | FIRST MIDWEST BK |
|---|---|
| Type | Bank |
| Address | GURNEE, IL 60031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 10, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
Source: DeKalb County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DeKalb County |
| County Subdivision | Sycamore Township |
| Unified School District | Sycamore Community Unit School District 427 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $111,216 (-14.2%) Land $22,560 Building $88,656 | $333,648 (-14.2%) Land $67,680 Building $265,968 | |
| 2023 | $10,116.00 Homeowner's exemption | $129,627 Land $18,728 Building $110,899 | $388,881 Land $56,184 Building $332,697 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1999) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1999 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 65% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENOA serves 5,298 people · EPA ID IL0370150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | Radium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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