12696 Rte 39, Chaffee, NY 14030 Property Records

Erie County and Sardinia Town property record for 12696 Rte 39, Chaffee, NY 14030

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,402 sqft · built 1955
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Sep 2025)
Tax Bill	$2,836 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`146200 326.10-1-26`

Property Details

APN / Parcel Number

Primary APN	`146200 326.10-1-26`
Alternative APNs	`62003261000001026000` `11 60100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,402 sqft Living Area
1st Floor Area	999 sqft
Upper Floors Area	403 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	132 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11 60100
Street Address	12696 ROUTE 39
City	CHAFFEE
State	NY
Zip	14030-9740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	26.000
Jurisdiction	ERIE NY
Township / Civil Division	SARDINIA
Census Block Group	2
Census Block	2005
Census Tract	15102

Owner

Source: Erie County and Sardinia Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12696 CREEK RD, SARDINIA, NY 14134
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Warranty Deed, Transfer · FHA Mortgage NORWICH COMMERCIAL GROUP INC
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 29, 2017	Warranty Deed, Transfer · Conventional with PMI COMMUNITY BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2025 · Amount on Record
Deed Sale	Sep 19, 2025 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	2025171782
Deed Book / Page	11450 / 8045
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 19, 2025
Property Address	12696 ROUTE 39, CHAFFEE, NY 14030-9740
Document Number	0114508045
Book / Page	11450 / 8045
Instrument Date	Sep 10, 2025
Instrument	2025171782
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12696 CREEK ROAD, SARDINIA, NY 14134

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12696 CREEK RD, SARDINIA, NY 14134

Mortgage

Document Number	0141746512
Date	Sep 19, 2025
Instrument	14174/6512

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Aug 2, 2021
Property Address	12696 ROUTE 39, CHAFFEE, NY 14030-9740
Document Number	0113846124
Book / Page	11384 / 6124
Instrument Date	Jul 23, 2021
Instrument	2021151200
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$668.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12696 ROUTE 39, CHAFFEE, NY 14030-9740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12696 ROUTE 39, CHAFFEE, NY 14030-9740

Mortgage

Document Number	0140074931
Date	Aug 2, 2021
Instrument	14007/4931

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Sep 29, 2017
Property Address	12696 ROUTE 39, SARDINIA, NY 14134
Document Number	0113194982
Book / Page	011319 / 004982
Instrument Date	Sep 27, 2017
Transaction Type	Transfer
Record Updated	Feb 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$112.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 GROVE ST DELEVAN NY 140429689, DELEVAN, NY 14042-9689

Mortgage

Document Number	138295229
Date	Sep 29, 2017
Book Page	013829/005229

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

Source: Erie County and Sardinia Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Sardinia Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,836.00 (+219.37%)
2025	$888.00 (+23.16%)	$74,000 (-) Land $6,700 Building $67,300	$224,242 (+6.06%) Land $20,303 Building $203,939
2024	$721.00	$74,000 (-) Land $6,700 Building $67,300	$211,429 (+11.43%) Land $19,143 Building $192,286
2023		$74,000 (-) Land $6,700 Building $67,300	$189,744 (+12.82%) Land $17,180 Building $172,564
2022		$74,000 Land $6,700 Building $67,300	$168,182 Land $15,227 Building $152,955
2021	$740.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1978–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Jun 1998 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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