12696 Clover Ln, Charlevoix, MI 49720 Property Records

Charlevoix County property record for 12696 Clover Ln, Charlevoix, MI 49720 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 2023
Square Footage	1,456 sqft Building Perimeter
Lot Size	56,628 sqft (1.3 acres)
Garage	896 sqft
Occupancy	Owner Occupied
Tax Bill	$5,188.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`009-110-013-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,456 sqft Building Perimeter
1st Floor	1,456 sqft 1st Floor
Basement Area	1,456 sqft Basement
Unfinished Basement	1,456 sqft Unfinished

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	56,628 sqft (1.3 acres)
Garage Area	896 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	12696 CLOVER LN
City	CHARLEVOIX
State	MI
Zip	49720-8955
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CLOVER HILL FARMS UNIT 13 AS RECD L362 P784-830 CHX CO R/D 6.25
Legal Range	08
Legal Township	33
Legal Section	12
Legal Subdivision	CLOVER HILL FARMS
Legal Unit	13
Jurisdiction	CHARLEVOIX MI
Minor Civil Division	MARION
Census Blockgroup	2
Census Block	2024
Census Tract	800

Owner

Source: Charlevoix County records · APN 009-110-013-00

Assessment roll updated June 18, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12696 CLOVER LN, CHARLEVOIX, MI 49720-8955
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlevoix County records · Assessment roll updated June 18, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Charlevoix County
County Subdivision	Marion Township
Unified School District	Charlevoix Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,800 (+7.44%)	$453,600 (+7.44%)
2025	$5,188.00 (+21.53%) Homeowner's exemption	$211,100 (+1,659.17%)	$422,200 (+1,659.17%)
2024	$4,269.00 (+5,517.11%)
2023		$12,000	$24,000
2022	$76.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlevoix County (26029C), updated September 15, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.