12694 138th Ln, Largo, FL 33774 Property Records

Pinellas County property record for 12694 138th Ln, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,326 sqft · built 1958
Lot Size0.191 acres (8,307 sqft)
Owner2 Individual Names on File
Last Sale$419,000 (May 2026)
Tax Bill$6,262 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
May 2026 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNC62-000-749-4609-6

Property Details

APN / Parcel Number

Primary APNC62-000-749-4609-6
Alternative APNs
  • 07-30-15-33840-000-0480
  • 301507338400000480
  • 153007338400000480
  • R74510

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,326 sqft Living Area
Gross Area1,816 sqft
1st Floor Area1,326 sqft
FlooringCarpet
Interior WallsComposition
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1992
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area8,307 sqft (0.191 acres)
Lot Dimensions110 ft deep x 75 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area28 sqft
Deck Area400 sqft
Patio Area400 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR74510
Street Address12694 138TH LN
CityLARGO
StateFL
Zip33774-2405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGROVE LAKE MANOR LOT 48
Legal Range15E
Legal Township30S
Legal Section7
Legal SubdivisionGROVE LAKE MANOR
Legal Tract33840
Legal Lot Number48
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group2
Census Block2002
Census Tract25209

Owner

12694 138th Ln is owned and occupied by two individuals who bought it in May 2026.

Source: Pinellas County records, as of September 10, 2026

Owner of Record2 Individual Names on File
Mailing Address12694 138TH LN, LARGO, FL 33774-2405
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2026Warranty Deed, Transfer · VA Mortgage
JPMORGAN CHASE BANK N A
May 5, 2026Warranty Deed, Transfer · VA Mortgage
JPMORGAN CHASE BANK
Feb 27, 2023Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 8, 2019Warranty Deed, Transfer · Conventional Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2026 · Amount on File
Deed SaleMay 5, 2026 · Amount on File
Prior SaleFeb 27, 2023 · Amount on File
Deed Document Number2026121449
Deed Book / Page23548 / 377
Prior Transfer DateFeb 16, 2005
Prior Transfer Doc0141901265
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 5, 2026
Property Address12694 138TH LN, LARGO, FL 33774-2405
Document Number0000121449
Book / Page23548 / 377
Instrument DateMay 1, 2026
Instrument2026.121449
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanySURITY TITLE, ASSURITY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$296,233.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12694 138TH LN, LARGO, FL 33774-2405

Mortgage

Document Number0000121450,
DateMay 5, 2026
Instrument2026..121450
Lender
NameJPMORGAN CHASE BANK N A
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.22%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMay 5, 2026
Property Address12694 138TH LN, LARGO, FL 33774-2405
Document Number0235480377
Book / Page23548 / 377
Instrument DateMay 1, 2026
Instrument2026121449
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyASSURITY TITLE LLC, ASSURITY TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$296,233.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12694 138TH LN, LARGO, FL 33774-2405

Mortgage

Document Number0000121450,
DateMay 5, 2026
Instrument2026121450
Lender
NameJPMORGAN CHASE BANK
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateFeb 27, 2023
Property Address12694 138TH LN, LARGO, FL 33774-2405
Document Number0223561999
Book / Page22356 / 1999
Map ReferenceMB 43 PG 48&49
Instrument DateFeb 22, 2023
Instrument2023050625
Transaction TypeTransfer
Record UpdatedMar 9, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,814.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7376 CR 650, BUSHNELL, FL 33513-6725

Transferred To (Grantee/Buyer)

NameVerified Name
Address12694 138TH LN, LARGO, FL 33774-2405

Mortgage

Document Number0223562001
DateFeb 27, 2023
Instrument22356/2001
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

April 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateApr 8, 2019
Property Address12694 138TH LN, LARGO, FL 33774-2405
Document Number0204900915
Book / Page20490 / 0915
Map ReferenceMB 43 PG 48&49
Instrument DateApr 3, 2019
Instrument2019106286
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIDELITY NATL TTL OF FL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,575.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1711 SOUTHGATE ST, 1711, HAYWARD, CA 94545-3518

Transferred To (Grantee/Buyer)

NameVerified Name
Address9550 HAMLIN BLVD APT 1111, 1111, SEMINOLE, FL 33776-1014

Mortgage

Document Number2019106287
DateApr 8, 2019
Instrument2019106287
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12694 138th Ln was $6,262, up % from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,262.00 (+0.03%)
2024$6,260.00 (+91.38%)
2023$3,271.00 (+3.12%) Homeowner's exemption
2022$3,172.00 Homeowner's exemption$208,889$294,530 Land $175,968 Building $118,562

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 12694 138th Ln in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims27 (1979–2024)
Claims Outside the SFHA15 of 27
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Hermine, Sep 2016 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 12694 138th Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on 138th Ln

Nearby Streets

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