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12693 Oak St, Largo, FL 33774 Property Records

Pinellas County property record for 12693 Oak St, Largo, FL 33774

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,164 sqft · built 1954
Lot Size0.164 acres (7,131 sqft)
Owner2 Individual Names on File
Last Sale$252,500 (Mar 2020)
Tax Bill$6,421 (2025)
Deeds & MortgagesMar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-7560-8

Property Details

APN / Parcel Number

Primary APNC62-000-749-7560-8
Alternative APNs
  • 08-30-15-71946-002-0040
  • 301508719460020040
  • 153008719460020040
  • R91041

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,164 sqft Living Area
Gross Area1,691 sqft
1st Floor Area1,164 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2000
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialOther
Lot Area7,131 sqft (0.164 acres)
Lot Dimensions95 ft deep x 75 ft wide
Garage TypeAttached
Garage Area275 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area252 sqft
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR91041
Street Address12693 OAK ST
CityLARGO
StateFL
Zip33774-3125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionPLANTATION PALMS SEC 1 BLK 2, LOT 4
Legal Range15E
Legal Township30S
Legal Section8
Legal SubdivisionPLANTATION PALMS SEC 1
Legal Tract71946
Legal Block2
Legal Lot Number4
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group4
Census Block4001
Census Tract25209

Owner

12693 Oak St is owned and occupied by two individuals who bought it in March 2020.

Source: Pinellas County records, as of September 17, 2026

Owner of Record2 Individual Names on File
Mailing Address12693 OAK ST, LARGO, FL 33774-3125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 11, 2020 · Amount on File
Deed SaleMar 11, 2020 · Amount on File
Prior SaleAug 1, 2002 · Amount on File
Deed Document Number202082794
Deed Book / Page20918 / 721
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateMar 11, 2020
Property Address12693 OAK ST, LARGO, FL 33774-3125
Document Number0209180721
Book / Page20918 / 721
Map ReferenceMB 32 PG 1
Instrument DateMar 6, 2020
Instrument2020082794
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyTAMPA BAY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,767.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5583 BATES ST, 5583, SEMINOLE, FL 33772-7150

Transferred To (Grantee/Buyer)

NameVerified Name
Address12693 OAK ST, LARGO, FL 33774-3125

Mortgage

Document Number0209180723
DateMar 11, 2020
Instrument20918/0723
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 12693 Oak St was $6,421.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,421.00$341,954 Land $133,267 Building $208,687$341,954 Land $133,267 Building $208,687
2023$5,504.00 (+12.33%)$319,720 (+19.21%)$319,720 (+19.21%) Land $157,804 Building $161,916
2022$4,900.00$268,198$268,198 Land $143,607 Building $124,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12693 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force
Nearby Flood Claims3 (2024)
Claims Outside the SFHA3 of 3
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12693 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
WOW Internet, Cable & Phone
Cable		1,200 / 50
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon.

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