12692 45th St W, New Prague, MN 56071 Property Records

Rice County property record for 12692 45th St W, New Prague, MN 56071

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,748 sqft · built 2016
Lot Size	2.24 acres (97,574 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Mar 2022)
Tax Bill	$5,534 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Mar 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01.07.3.26.002`

Property Details

APN / Parcel Number

Primary APN	`01.07.3.26.002`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft
Finished Basement	1,606 sqft
Unfinished Basement	142 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	A-Frame
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	97,574 sqft (2.24 acres)
Garage Type	Attached
Garage Area	932 sqft
Driveway	Concrete Driveway
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	165 sqft
Canopy	57 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12692 45TH ST W
City	NEW PRAGUE
State	MN
Zip	56071-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 OF HENNES HAVEN
Legal Subdivision	HENNES HAVEN
Legal Block	1
Legal Lot Number	2
Jurisdiction	RICE MN
Township / Civil Division	WHEATLAND
Census Block Group	1
Census Block	1006
Census Tract	70101

Owner

Source: Rice County records, as of June 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12692 45TH ST W, NEW PRAGUE, MN 56071-8956
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTONE FINANCIAL CU
Mar 29, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 12, 2017	Warranty Deed, Subdivision Related Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on Record
Deed Sale	Mar 29, 2022 · Amount on Record
Prior Sale	Mar 28, 2022 · Amount on Record
Deed Document Number	2022750237
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	12692 45TH ST W, NEW PRAGUE, MN 56071-8956
Transaction Type	Mortgage
Record Updated	Nov 11, 2025
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12692 45TH ST W, NEW PRAGUE, MN 56071-8956

Mortgage

Document Number	000A779186
Date	Oct 23, 2025
Instrument	A779186

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 22, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Mar 29, 2022
Property Address	12692 45TH ST W, NEW PRAGUE, MN 56071-8956
Document Number	000A750237
Instrument Date	Mar 24, 2022
Instrument	A750237
Transaction Type	Transfer
Record Updated	Apr 7, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,178.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	12692 45TH ST W, NEW PRAGUE, MN 56071-8956

Mortgage

Document Number	000A750238
Date	Mar 29, 2022
Instrument	A750238

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICE MN
Property Address	12692 45TH ST W, NEW PRAGUE, MN 56071-8956
Document Number	0000732031
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12692 45TH ST W NEW PRAGUE MN 560718956, NEW PRAGUE, MN 56071-8956

Mortgage

Document Number	0000732031
Date	Oct 29, 2020
Instrument	732031

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2050

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RICE MN
Recording Date	Apr 12, 2017
Property Address	12692 45TH ST W, NEW PRAGUE, MN 56071-8956
Document Number	0000696668
Instrument Date	Apr 10, 2017
Instrument	696668
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 8, 2019
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,251.92
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12692 45TH ST W NEW PRAGUE MN 560718956, NEW PRAGUE, MN 56071-8956

Mortgage

Document Number	696669
Date	Apr 12, 2017
Instrument	696669

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 11, 2047

Tax Assessment & Valuation

Source: Rice County assessment roll, as of June 8, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Rice County
County Subdivision	Wheatland Township
Unified School District	New Prague Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,534.00 (+12.48%)	$621,800 (+0.71%) Land $118,500 Building $503,300	$621,800 (+0.71%) Land $118,500 Building $503,300
2025		$617,400 (+4.11%) Land $111,000 Building $506,400	$617,400 (+4.11%) Land $111,000 Building $506,400
2024	$4,920.00 (+28.86%)	$593,000 (-) Land $97,500 Building $495,500	$593,000 (-) Land $97,500 Building $495,500
2023	$3,818.00	$593,000 Land $97,500 Building $495,500	$593,000 Land $97,500 Building $495,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bevcomm Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: GigFire.

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