St. Louis County property record for 12691 Sunset Ln, Side Lake, MN 55781
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,993 sqft · built 2013 |
| Lot Size | 0.871 acres (37,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $745,000 (Oct 2025) |
| Tax Bill | $3,748 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 370-0092-00070 |
| Primary APN | 370-0092-00070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,993 sqft Gross Area |
| 1st Floor Area | 1,255 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 37,958 sqft (0.871 acres) |
| Garage Area | 672 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Cabin | 200 sqft |
| Storage Building | 64 sqft |
| Pole Barn | 1,792 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1189476 |
|---|---|
| Street Address | 12691 SUNSET LN |
| City | SIDE LAKE |
| State | MN |
| Zip | 55781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0007 BLOCK:001 SERIAL # |
| Legal Subdivision | REARR OF PTS OF SIDE LAKE BCH |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | FRENCH |
| Census Block Group | 4 |
| Census Block | 4071 |
| Census Tract | 15100 |
Source: St. Louis County records · APN 370-0092-00070
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12691 SUNSET LN, SIDE LAKE, MN 55781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 15, 2025 · Amount on Record |
| Deed Sale | Oct 15, 2025 · Amount on Record |
| Deed Document Number | 20251520346 |
| Prior Transfer Date | Jul 18, 2025 |
| Prior Transfer Doc | 0001514034 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 15, 2025 |
| Property Address | 12691 SUNSET LN, SIDE LAKE, MN 55781 |
| Document Number | 0001520346 |
| Instrument Date | Sep 19, 2025 |
| Instrument | 1520346 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2025 |
| Title Company | PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,458.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12691 SUNSET LN, SIDE LAKE, MN 55781 |
| Document Number | 0001520347 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 1520347 |
| Name | MINNESOTA POWER EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Sep 22, 2045 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | French Township |
| Unified School District | Hibbing Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,748.00 (+14.2%) Homeowner's exemption | ||
| 2025 | $3,282.00 (+9.55%) Homeowner's exemption | $675,600 (+68.6%) Land $166,800 Building $508,800 | $675,600 (+68.6%) Land $166,800 Building $508,800 |
| 2024 | $2,996.00 | $400,700 (+32.51%) Land $152,100 Building $248,600 | $400,700 (+32.51%) Land $152,100 Building $248,600 |
| 2022 | $302,400 Land $116,600 Building $185,800 | $302,400 Land $116,600 Building $185,800 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Paul Bunyan Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Sisu Investments Fixed Wireless | 100 / 40 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 64 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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