Hamilton County property record for 12688 Apsley Ln, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,001 sqft · built 2005 |
| Lot Size | 0.089 acres (3,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $664,000 (Jul 2023) |
| Tax Bill | $4,985 (2024) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-28-030-006.000-018 |
| Primary APN | 29-09-28-030-006.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 3,001 sqft Living Area |
| 1st Floor Area | 1,095 sqft |
| 2nd Floor Area | 979 sqft |
| Basement Area | 1,095 sqft |
| Finished Basement | 927 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.089 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1709280030006000 |
|---|---|
| Street Address | 12688 APSLEY LN |
| City | CARMEL |
| State | IN |
| Zip | 46032-7240 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .09, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 3001C, LOT 653 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 28 |
| Legal Subdivision | THE VILLAGES OF WESTCLAY |
| Legal Block | A |
| Legal Lot Number | 653 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1047 |
| Census Tract | 111009 |
Source: Hamilton County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12688 APSLEY LN, CARMEL, IN 46032-7240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2023 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 13, 2018 | Grant Deed, Mortgage CITIBANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2023 · Amount on Record |
| Deed Sale | Jul 20, 2023 · Amount on Record |
| Prior Sale | Apr 15, 2016 · Amount on Record |
| Deed Document Number | 2023026997 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 20, 2023 |
| Property Address | 12688 APSLEY LN, CARMEL, IN 46032-7240 |
| Document Number | 0000026997 |
| Map Reference | DOC 200200086599 |
| Instrument Date | Jul 10, 2023 |
| Instrument | 2023026997 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 12688 APSLEY LN, CARMEL, IN 46032-7240 |
| Document Number | 0000026998 |
|---|---|
| Date | Jul 20, 2023 |
| Instrument | 2023026998 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 13, 2018 |
| Property Address | 12688 APSLEY LN, CARMEL, IN 46032-7240 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 25893 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2018 |
| Title Company | STEWART TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Document Number | 0000025893 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 25893 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 390 GREENWICH ST # 5TH, NEW YORK, NY 10013-2375 |
| Amount | Amount Recorded |
|---|---|
| Term | 84 Months |
| Due | Jun 12, 2025 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $544,200 (+21.66%) Land $101,100 Building $443,100 | $544,200 (+21.66%) Land $101,100 Building $443,100 | |
| 2024 | $4,985.00 (+3.23%) | $447,300 (-) Land $101,100 Building $346,200 | $447,300 (-) Land $101,100 Building $346,200 |
| 2023 | $4,829.00 (-2.82%) Homeowner's exemption | $447,300 (+2.45%) Land $101,100 Building $346,200 | $447,300 (+2.45%) Land $101,100 Building $346,200 |
| 2022 | $4,969.00 (+15.96%) Homeowner's exemption | $436,600 Land $101,100 Building $335,500 | $436,600 Land $101,100 Building $335,500 |
| 2021 | $4,285.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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