Saginaw County property record for 12686 Nichols Rd, Burt, MI 48417
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,428 sqft · built 1954 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (May 2012) |
| Tax Bill | $1,273 (2025) |
| Deeds & Mortgages | Sep 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-10-5-29-3037-000 |
| Primary APN | 27-10-5-29-3037-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,428 sqft Living Area |
| 1st Floor Area | 1,428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 6,534 sqft (0.15 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 66 sqft |
| Patio Area | 326 sqft |
| Total Buildings | 8 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12686 NICHOLS RD |
|---|---|
| City | BURT |
| State | MI |
| Zip | 48417-2392 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 66 FT OF S 348 FT OF GOV T LOT 3 LYING E OF G T R R RT-OF-WAY EXC W 100 FT THEREOF -- 0.15 ACRE SEC 29 T10N R5E |
| Legal Range | 05E |
| Legal Township | 10N |
| Legal Section | 29 |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | TAYMOUTH |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 13000 |
12686 Nichols Rd is owned and occupied by two individuals who bought it in May 2012.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12686 NICHOLS RD, BURT, MI 48417-2392 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2012 · Amount on File |
| Deed Sale | May 2, 2012 · Amount on File |
| Deed Document Number | 201215681 |
| Deed Book / Page | 2668 / 2056 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12686 NICHOLS RD, BURT, MI 48417-2392 |
| Document Number | 0000029399 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 12686 NICHOLS RD BURT MI 484172392, BURT, MI 48417-2392 |
| Document Number | 0000029399 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 29399 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Nov 17, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 12686 Nichols Rd was $1,273 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Taymouth Township |
| Unified School District | Birch Run Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,600 | $135,200 | |
| 2025 | $1,273.00 Homeowner's exemption | ||
| 2023 | $50,800 | $101,600 | |
| 2022 | $1,054.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12686 Nichols Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1985–1986) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12686 Nichols Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TAYMOUTH TOWNSHIP serves 2,033 people · EPA ID MI0006552 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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