12686 N Cavanaugh Dr, Rathdrum, ID 83858 Property Records

Kootenai County property record for 12686 N Cavanaugh Dr, Rathdrum, ID 83858

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,213 sqft · built 2022
Lot Size0.173 acres (7,579 sqft)
OwnerIndividual Name on File
Tax Bill$1,339 (2025)
Deeds & MortgagesJan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNRL6190170200

Property Details

APN / Parcel Number

Primary APNRL6190170200
Alternative APN
  • 346059

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,213 sqft Living Area

Exterior

Year BuiltBuilt 2022
Construction TypeFrame
Foundation TypeConcrete
Lot Area7,579 sqft (0.173 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Account Number346059
Street Address12686 N CAVANAUGH DR
CityRATHDRUM
StateID
Zip83858-5225
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBROOKSHIRE 3RD ADD, LT 20 BLOCK 17 0851N04W
Legal SubdivisionBROOKSHIRE 3RD ADD
Legal Block17
Legal Lot Number20
JurisdictionKOOTENAI ID
Township / Civil DivisionPOST FALLS-RATHDRUM
Census Block Group2
Census Block2039
Census Tract303

Owner

12686 N Cavanaugh Dr is owned and occupied by an individual who acquired it in January 2023.

Source: Kootenai County records, as of December 1, 2025

Owner of RecordIndividual Name on File
Mailing Address12686 N CAVANAUGH DR, RATHDRUM, ID 83858-5225
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2023
Deed SaleJan 27, 2023
Deed Document Number2927335000
Record UpdatedJun 8, 2026

January 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKOOTENAI ID
Recording DateJan 27, 2023
Property Address12686 N CAVANAUGH DR, RATHDRUM, ID 83858-5225
Document Number2927335000
Map ReferenceMB L PG 619
Instrument DateJan 11, 2023
Instrument2927335000
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 16, 2025
Title CompanyKOOTENAI COUNTY TITLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12686 N CAVANAUGH DR, RATHDRUM, ID 83858-5225

Mortgage

Document Number2927336000
DateJan 27, 2023
Instrument2927336000
Lender
NameAMERICAN PACIFIC MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 12686 N Cavanaugh Dr was $1,339 with a homeowner's exemption, down 46.3% from the year before.

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateIdaho
CountyKootenai County
MunicipalityRathdrum City
Unified School DistrictLakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,339.00 (-46.33%) Homeowner's exemption$379,460 Land $160,000 Building $219,460$379,460 Land $160,000 Building $219,460
2024$2,495.00 (+151.26%)
2023$993.00$389,970 Land $175,000 Building $214,970$389,970 Land $175,000 Building $214,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12686 N Cavanaugh Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12686 N Cavanaugh Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.6% of Idaho
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ziply Fiber
Fiber
6,000 / 6,000
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Intermax Networks
Fiber · Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: TDS Telecom.

Nearby Properties on N Cavanaugh Dr

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