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12686 Alderson Ave, Estero, FL 33928 Property Records

Lee County property record for 12686 Alderson Ave, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · built 2025
Lot Size0.158 acres (6,896 sqft)
Owner2 Individual Names on Record
Last Sale$849,900 (Jan 2026)
Tax Bill$3,263 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-46-26-E3-09000.4200

Property Details

APN / Parcel Number

Primary APN30-46-26-E3-09000.4200
Alternative APNs
  • 263046E3090004200
  • 10624799

Interior

Bedrooms4 Beds
Full Baths5 Baths
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Lot Area6,896 sqft (0.158 acres)

Location & Zoning

Account Number10624799
Street Address12686 ALDERSON AVE
CityESTERO
StateFL
Zip33928-4090
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionRIVERCREEK PHASE THREE LOT 420 AS DESC IN INSTRUMENT 2023000297539
Legal SubdivisionRIVERCREEKPHASE THREE
Legal Block1
Legal Lot Number420
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group4
Census Block4000
Census Tract50311

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address12686 ALDERSON AVE, ESTERO, FL 33928-4090
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2026 · Amount on Record
Deed SaleJan 28, 2026 · Amount on Record
Deed Document Number202622455
Record UpdatedOct 29, 2026

January 2026: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionLEE FL
Recording DateJan 28, 2026
Property Address12686 ALDERSON AVE, ESTERO, FL 33928-4090
Document Number0000022455
Map ReferenceDOC 2023000297539
Instrument DateJan 23, 2026
Instrument2026000022455
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 9, 2026
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,949.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
Address12686 ALDERSON AVE, ESTERO, FL 33928-4090

Mortgage

Document Number0000022456
DateJan 28, 2026
Instrument2026000022456
Lender
NameNFM LENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$697,718 (+944.43%)$701,851 (+786.9%) Land $77,617 Building $624,234
2025$3,263.00$66,804 Land $66,804$79,135 Land $79,135

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 60 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies60 in force
Nearby Flood Claims2 (2017–2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 82% of the US · above 73% of Florida
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		2,500 / 2,500
Xfinity
Cable		1,200 / 35

May also be available: CenturyLink.

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