12686 145th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 12686 145th Rd, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,819 sqft · built 1992
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,109 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-03S-13E-08656-000000`

Property Details

APN / Parcel Number

Primary APN	`17-03S-13E-08656-000000`
Alternative APN	`08656000000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,819 sqft Living Area
1st Floor Area	1,819 sqft
Flooring	Vinyl/Resilient
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2015
Architectural Style	Mobile Home
Exterior Material	Composition
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	871,200 sqft (20 acres)
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	12686 145TH RD
City	LIVE OAK
State	FL
Zip	32060-6635
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 20.00 ACRES COMM AT SW CORNER OF SEC 17; THENCE N 89 DEG 2900 E 1333.33 FT; THENCE N 00 DEG 2100 W 661.25 FT; THENCE S 89 DEG 2900 W 1333.33 FT; THENCE S 00 DEG 2100 E 661.25 FT TO POB ORB 1531 P 22 WD YR 2010 ORB 1582 P 461 WD YR 2010 ORB 1582 P
Legal Range	13E
Legal Township	03S
Legal Section	17
Legal Subdivision	WD LIFE ESTATE
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	2
Census Block	2050
Census Tract	970402

Owner

Source: Suwannee County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12672 145TH RD, LIVE OAK, FL 32060-6635
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 7, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2010
Deed Sale	Apr 6, 2010
Prior Sale	May 26, 2009 · Amount on Record
Deed Document Number	2010119638
Deed Book / Page	1582 / 461
Last Transfer Date	Sep 23, 2026
Transfer Doc	0000010117
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 23, 2026
Property Address	12686 145TH RD, LIVE OAK, FL 32060-6635
Document Number	0000010117
Book / Page	2733 / 452
Instrument Date	Sep 23, 2026
Instrument	202610117
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12686 145TH RD, LIVE OAK, FL 32060-6635

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 23, 2026
Property Address	12686 145TH RD, LIVE OAK, FL 32060-6635
Document Number	0000010118
Book / Page	2733 / 454
Instrument Date	Sep 23, 2026
Instrument	202610118
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 23, 2026
Property Address	12686 145TH RD, LIVE OAK, FL 32060-6635
Document Number	0000010119
Book / Page	2733 / 456
Instrument Date	Sep 23, 2026
Instrument	202610119
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Sep 23, 2026
Property Address	12686 145TH RD, LIVE OAK, FL 32060-6635
Document Number	0000010116
Book / Page	2733 / 450
Instrument Date	Sep 23, 2026
Instrument	202610116
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12686 145TH RD, LIVE OAK, FL 32060-6635

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUWANNEE FL
Recording Date	Feb 7, 2023
Property Address	12686 145TH RD, LIVE OAK, FL 32060-6635
Document Number	0000262483
Book / Page	2417 / 380
Instrument Date	Feb 3, 2023
Instrument	2023262483
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12672 145TH RD, LIVE OAK, FL 32060-6635

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12686 145TH RD, LIVE OAK, FL 32060-6635

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,109.00 (+7.77%)	$192,976 (+170.57%) Land $116,000 Building $76,976	$192,976 (+21.12%) Land $116,000 Building $76,976
2024	$1,029.00 (+0.68%)
2023	$1,022.00 (+2.51%) Homeowner's exemption	$71,322 (+2.87%)	$159,329 (+37.93%) Land $110,000 Building $49,329
2022	$997.00 Homeowner's exemption	$69,331	$115,514 Land $69,000 Building $46,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	7 (2012–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Debby, Aug 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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