12685 Victory Lakes Loop, Bristow, VA 20136 Property Records

Prince William County property record for 12685 Victory Lakes Loop, Bristow, VA 20136

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 4,155 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$490,159 (May 2004)
Tax Bill	$7,558 (2025)
Deeds & Mortgages	Jul 2022 Second Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7496-82-7061`

Property Details

APN / Parcel Number

Primary APN	`7496-82-7061`
Alternative APN	`218831`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,155 sqft Living Area
Gross Area	4,464 sqft
1st Floor Area	1,528 sqft
Basement Area	1,528 sqft
Finished Basement	1,219 sqft
Unfinished Basement	309 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Brick/Vinyl
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Deck Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	218831
Street Address	12685 VICTORY LAKES LOOP
City	BRISTOW
State	VA
Zip	20136-1274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	PEMBROOKE PH 1 SEC 4 L-11
Legal Subdivision	PEMBROOKE PH 1
Legal Phase	1
Legal Block	1
Legal Lot Number	11
Jurisdiction	PRINCE WILLIAM VA
Township / Civil Division	BRENTSVILLE
Census Block Group	1
Census Block	1004
Census Tract	901421

Owner

12685 Victory Lakes Loop is owned and occupied by an individual who acquired it in December 2020.

Source: Prince William County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12685 VICTORY LAKES LOOP, BRISTOW, VA 20136-1274
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARLINGTON COMMUNITY FCU
Nov 8, 2021	Deed of Trust, Mortgage · Line of Credit ARLINGTON COMMUNITY FCU
Jan 13, 2021	Gift Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2004 · Amount on File
Deed Sale	May 11, 2004 · Amount on File
Deed Document Number	200479784
Last Transfer Date	Dec 30, 2020
Transfer Doc	0000005046
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12685 VICTORY LAKES LOOP, BRISTOW, VA 20136-1274
Transaction Type	Mortgage
Record Updated	Aug 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056103
Date	Jul 27, 2022
Instrument	202207270056103

Lender

Name	ARLINGTON COMMUNITY FCU
Type	Credit Union
Address	ARLINGTON, VA 22204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE WILLIAM VA
Property Address	12685 VICTORY LAKES LOOP, BRISTOW, VA 20136-1274
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126423
Date	Nov 8, 2021
Instrument	202111080126423

Lender

Name	ARLINGTON COMMUNITY FCU
Type	Credit Union
Address	ARLINGTON, VA 22204

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	103 Months
Due	Jun 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	PRINCE WILLIAM VA
Recording Date	Jan 13, 2021
Property Address	12685 VICTORY LAKES LOOP, BRISTOW, VA 20136-1274
Document Number	0000005046
Map Reference	DOC 200209050114935
Instrument Date	Dec 30, 2020
Instrument	202101130005046
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	ACM TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	12685 VICTORY LAKES LOOP, BRISTOW, VA 20136-1274

Mortgage

Document Number	210000005047
Date	Jan 13, 2021
Instrument	202101130005047

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 12685 Victory Lakes Loop was $7,558.

Source: Prince William County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Prince William County
Unified School District	Prince William County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,558.00	$770,900 Land $191,000 Building $579,900	$770,900 Land $191,000 Building $579,900
2023	$6,913.00	$664,400 Land $172,700 Building $491,700	$664,400 Land $172,700 Building $491,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12685 Victory Lakes Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 12685 Victory Lakes Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PWCSA - WEST serves 136,409 people · EPA ID VA6153251
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Victory Lakes Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures