12685 State Rd 24, Cedar Key, FL 32625 Property Records

Levy County property record for 12685 State Rd 24, Cedar Key, FL 32625

Property Summary

Property TypeSingle Family Home
Details9 ba · 384 sqft · built 1956
Lot Size0.66 acres (28,750 sqft)
OwnerCompany Name on File
Last Sale$325,000 (Apr 2025)
Tax Bill$6,522 (2024)
Deeds & MortgagesApr 2025 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN0881600000

Property Details

APN / Parcel Number

Primary APN0881600000
Alternative APN
  • 2915130881600000

Interior

Full Baths9 Baths
Units9 Units
Building Area384 sqft Heated Area
Gross Area624 sqft
1st Floor Area2,808 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1963
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area28,750 sqft (0.66 acres)

Exterior Amenities

PorchFinished/Screened Porch
Porch Area584 sqft
Patio Area72 sqft
Total Buildings8 Buildings

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemConvection
Heating FuelOther

Location & Zoning

Old Parcel Number2915130881600000
Street Address12685 STATE ROAD 24
CityCEDAR KEY
StateFL
Zip32625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description29-15-13 CORONET PARK BLK 2 LOTS 2,3,4,17,18 & 19 -MERMAIDS LANDING COTTAGES- OR BOOK 1781 PAGE 369
Legal Range13E
Legal Township15S
Legal Section29
Legal SubdivisionCORONET PARK REPLAT
Legal Block2
Legal Lot Number2-4,17 3
JurisdictionLEVY FL
Township / Civil DivisionCEDAR KEY-YANKEETOWN
Census Block Group1
Census Block1113
Census Tract970400

Owner

12685 State Rd 24 is owned by a company that bought it in April 2025.

Source: Levy County records, as of January 2, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 952, UMATILLA, FL 32784-0952
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 7, 2025Warranty Deed, Transfer · Stand-Alone First Mortgage
IAN MAKI ETUX
Jul 18, 2018Warranty Deed, Transfer · Conventional Mortgage
SALTWATER FARMS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2025 · Amount on File
Deed SaleApr 7, 2025 · Amount on File
Prior SaleJul 18, 2018 · Amount on File
Deed Document Number749881
Deed Book / Page1781 / 369
Record UpdatedJun 8, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateApr 7, 2025
Property Address12685 STATE ROAD 24, CEDAR KEY, FL 32625
Document Number0017810369
Book / Page1781 / 369
Map ReferenceMB 2 PG 25
Instrument DateApr 1, 2025
Instrument749881
Transaction TypeTransfer
Record UpdatedJan 5, 2026
Title CompanyUNKNOWN, HILL LAW & TITLE PLLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 PICAFLOR PATH, SANTA FE, NM 87506-0062

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 952, UMATILLA, FL 32784-0952

Mortgage

Document Number0001781373
DateApr 7, 2025
Instrument1781/373
Lender
NameIAN MAKI ETUX
TypePrivate Party
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEVY FL
Recording DateJul 18, 2018
Property Address12685 STATE ROAD 24, CEDAR KEY, FL 32625
Document Number0014620912
Book / Page001462 / 000912
Instrument DateJul 18, 2018
Instrument640880
Transaction TypeTransfer
Record UpdatedAug 27, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
AddressPO BOX 699 CEDAR KEY FL 326250699, CEDAR KEY, FL 32625-0699

Mortgage

Document Number14620913
DateJul 18, 2018
Book Page001462/000913
Instrument640881
Lender
NameSALTWATER FARMS LLC
AddressPO BOX 125, CEDAR KEY, FL 32625-0125
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJul 17, 2023
Interest
Rate5%

Tax Assessment & Valuation

Source: Levy County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLevy County
MunicipalityCedar Key City
Unified School DistrictLevy County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$324,348 Land $186,150 Building $138,198$324,348 Land $186,150 Building $138,198
2024$6,522.00 (-41.18%)
2023$11,088.00 (+8.82%)$457,384 (+9.58%)$457,384 (+9.58%) Land $240,900 Building $216,484
2022$10,189.00$417,400$417,400 Land $240,900 Building $176,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12685 State Rd 24 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation15.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 186 individual policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies378 units insured
incl. 192 condo units
Nearby Flood Claims614 (1983–2024)
Claims Outside the SFHA1 of 614
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 149 claims
  • Hurricane Idalia, Aug 2023 · 100 claims
  • Tropical Storm Josephine, Oct 1996 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12685 State Rd 24 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR KEY WTP
serves 735 people · EPA ID FL2380178
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2021
Haloacetic acids
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fiber by Central Florida
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on State Rd 24

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