12685 E 246th St, Cicero, IN 46034 Property Records

Hamilton County property record for 12685 E 246th St, Cicero, IN 46034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,461 sqft · built 2018
Lot Size	12.8 acres (557,568 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Jun 2024)
Tax Bill	$8,716 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Sep 2021 Mortgage + 3 more
Flood Zone	Zone A (high risk)
APN	`29-03-34-000-017.002-017`

Property Details

APN / Parcel Number

Primary APN	`29-03-34-000-017.002-017`
Alternative APN	`0703340000017002`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,461 sqft Living Area
Attic	Attic
Attic Area	902 sqft
Basement Area	1,969 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Roof Material	Asphalt
Lot Area	557,568 sqft (12.8 acres)
Garage Type	Attached
Garage Area	897 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Account Number	0703340000017002
Street Address	12685 E 246TH ST
City	CICERO
State	IN
Zip	46034-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE 12.80, SECTION 34, TOWNSHIP 20, RANGE 5
Legal Range	05
Legal Township	20
Legal Section	34
Jurisdiction	HAMILTON IN
Township / Civil Division	WHITE RIVER
Census Block Group	4
Census Block	4000
Census Tract	110102

Owner

12685 E 246th St is owned and occupied by an individual who bought it in June 2024.

Source: Hamilton County records, as of March 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12685 E 246TH ST, CICERO, IN 46034-9548
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERNET BANK OF INDIANA
Dec 20, 2018	Loan Modification, Mortgage FIRST INTERNET BK/INDIANA
Dec 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2024 · Amount on File
Deed Sale	Jun 10, 2024 · Amount on File
Prior Sale	Dec 21, 2017
Deed Document Number	2024020049
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12685 E 246TH ST, CICERO, IN 46034-9548
Transaction Type	Mortgage
Record Updated	Jan 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12685 E 246TH ST, CICERO, IN 46034-9548

Mortgage

Document Number	0000001024
Date	Jan 11, 2023
Instrument	2023001024

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46580

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 6, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12685 E 246TH ST, CICERO, IN 46034-9548
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021071218
Date	Sep 30, 2021
Instrument	2021071218

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12685 E 246TH ST, CICERO, IN 46034-9548
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005666
Date	Feb 12, 2018
Instrument	2018005666

Lender

Name	FIRST INTERNET BANK OF INDIANA
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2049

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	12685 E 246TH ST, CICERO, IN 46034-9548
Document Number	0000000945
Instrument Date	Dec 20, 2018
Transaction Type	Mortgage
Record Updated	Jan 30, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12685 E 246TH ST CICERO IN 460349548, CICERO, IN 46034-9548

Mortgage

Document Number	0000000945
Date	Jan 9, 2019
Instrument	945

Lender

Name	FIRST INTERNET BK/INDIANA
Address	FISHERS, IN 46037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Interest

Rate Type	Fixed Rate

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 21, 2017
Property Address	12685 E 246TH ST, CICERO, IN 46034-9548
Document Number	0000062706
Instrument Date	Dec 20, 2017
Instrument	62706
Transaction Type	Transfer
Record Updated	Feb 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	24451 STATE ROAD 213 N NOBLESVILLE IN 460609229, NOBLESVILLE, IN 46060-9229

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	White River Township
Unified School District	Hamilton Heights School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$923,600 Land $172,400 Building $751,200	$923,600 Land $172,400 Building $751,200
2024	$8,716.00 (+16.6%)
2023	$7,475.00 (+1.31%)	$760,000 (+11.93%) Land $172,400 Building $587,600	$760,000 (+11.93%) Land $172,400 Building $587,600
2022	$7,378.00	$679,000 Land $172,400 Building $506,600	$679,000 Land $172,400 Building $506,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12685 E 246th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (2011–2026)
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Aug 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12685 E 246th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
Watch TV Fixed Wireless	25 / 3
Frontier DSL	10 / 1

May also be available: AT&T, Nextlink, On-Ramp Indiana, T-Mobile, Verizon.

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