12685 Dundee Ln, Naples, FL 34120 Property Records

Collier County property record for 12685 Dundee Ln, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,889 sqft · built 2018
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Company Names on File
Last Sale	$744,095 (Dec 2018)
Tax Bill	$9,161 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2018 Sale & Mortgage + 2 more
Flood Zone	Zone AH (high risk)
APN	`78541806708`

Property Details

APN / Parcel Number

Primary APN	`78541806708`
Alternative APN	`677599 111 113C17`

Interior

Stories	1 Story
Building Area	2,889 sqft Living Area
1st Floor Area	2,889 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Pool Area	288 sqft
Deck Area	634 sqft

Location & Zoning

Street Address	12685 DUNDEE LN
City	NAPLES
State	FL
Zip	34120-5284
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWINEAGLES GRAND ARBORS PHASE TWO C BLOCK 111 LOT 11
Legal Range	27
Legal Township	48
Legal Section	17
Legal Subdivision	TWINEAGLES GRD ARB PH 2C B111 PHASE TWO
Legal Phase	2
Legal Block	111
Legal Lot Number	11
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	1
Census Block	1000
Census Tract	11210

Owner

12685 Dundee Ln is owned by a company that bought it in December 2018 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Company Names on File
Mailing Address	12685 DUNDEE LN, NAPLES, FL 34120-5284
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Dec 13, 2018	Special Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Apr 6, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK
Mar 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Deed Document Number	20185648007
Deed Book / Page	5580 / 1574
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	12685 DUNDEE LN, NAPLES, FL 34120-5284
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057133017
Date	Jan 6, 2020
Book Page	5713/3017
Instrument	5811674

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

December 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 13, 2018
Property Address	12685 DUNDEE LN, NAPLES, FL 34120-5284
Document Number	0055801574
Book / Page	5580 / 1574
Map Reference	MB58 PG79
Instrument Date	Dec 6, 2018
Instrument	5648007
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FOUNDERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,208.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4400 W SAMPLE RD # RD200, 4400, COCONUT CREEK, FL 33073-3470

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	25 NETOP CT, EAST GREENWICH, RI 02818-4828

Mortgage

Document Number	0005648010
Date	Dec 13, 2018
Instrument	5648010

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

April 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Recording Date	Apr 6, 2017
Property Address	12685 DUNDEE LN, NAPLES, FL 34120-5284
Document Number	0053801996
Book / Page	005380 / 001996
Instrument Date	Apr 4, 2017
Instrument	5388603
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4400 W SAMPLE RD #200 COCONUT CREEK FL 330733473, 200, COCONUT CREEK, FL 33073-3473
Investor	Possibly a Property Investor

Mortgage

Document Number	53801996
Date	Apr 6, 2017
Book Page	005380/001996
Instrument	5388603

Lender

Name	WELLS FARGO BK
Type	Bank
Address	401 E JACKSON ST # 1450, TAMPA, FL 33602-5232

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Mar 20, 2017
Property Address	12685 DUNDEE LN, NAPLES, FL 34120-5284
Document Number	0053731648
Book / Page	005373 / 001648
Instrument Date	Mar 17, 2017
Instrument	5380134
Transaction Type	Transfer
Record Updated	Apr 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$9,858.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4042 PARK OAKS BLVD #450 TAMPA FL 336109556, 450, TAMPA, FL 33610-9556
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12685 Dundee Ln was $9,161 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,657 (+2.7%)	$1,107,928 (+8.64%) Land $300,601 Building $807,327
2025	$9,161.00 Homeowner's exemption	$767,923	$1,019,772 Land $345,712 Building $674,060
2023	$8,830.00 (-1.63%) Homeowner's exemption	$724,545 (+3%)	$1,089,012 (+12.41%) Land $288,796 Building $800,216
2022	$8,976.00 Homeowner's exemption	$703,442	$968,782 Land $119,491 Building $849,291

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12685 Dundee Ln in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 157 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12685 Dundee Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: CenturyLink.

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