Lee County property record for 12685 Caballo Ct, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.134 acres (5,823 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $769,900 (Oct 2025) |
| Tax Bill | $3,263 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-46-26-E3-09000.3880 |
| Primary APN | 30-46-26-E3-09000.3880 |
|---|---|
| Alternative APNs |
|
| Lot Area | 5,823 sqft (0.134 acres) |
|---|
| Account Number | 10624767 |
|---|---|
| Street Address | 12685 CABALLO CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-4094 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | RIVERCREEK PHASE THREE LOT 388 AS DESC IN INSTRUMENT 2023000297539 |
| Legal Subdivision | RIVERCREEKPHASE THREE |
| Legal Block | 1 |
| Legal Lot Number | 388 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 50311 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12685 CABALLO CT, ESTERO, FL 33928-4094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Deed Document Number | 2025290415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Oct 30, 2025 |
| Property Address | 12685 CABALLO CT, ESTERO, FL 33928-4094 |
| Document Number | 0000290415 |
| Map Reference | DOC 2023000297539 |
| Instrument Date | Oct 28, 2025 |
| Instrument | 2025000290415 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | NOVA TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,389.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890 |
| Name | Verified Name |
|---|---|
| Address | 12685 CABALLO CT, ESTERO, FL 33928-4094 |
| Investor | Possibly a Property Investor |
| Document Number | 0000290416 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025000290416 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,263.00 (+16.45%) | $66,804 (+1%) Land $66,804 | $79,135 (+30.3%) Land $79,135 |
| 2024 | $2,802.00 | $60,731 Land $60,731 | $60,731 Land $60,731 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 60 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 2 (2017–2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Xfinity Cable | 1,200 / 35 |
May also be available: CenturyLink.
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