Pinellas County property record for 12685 109th St, Largo, FL 33778
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,252 sqft · built 1979 |
| Lot Size | 0.225 acres (9,818 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $5,984 (2025) |
| Deeds & Mortgages | Jul 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-8551-6 |
| Primary APN | C62-000-749-8551-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,252 sqft Heated Area |
| 1st Floor Area | 1,252 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,818 sqft (0.225 acres) |
| Lot Dimensions | 140 ft deep x 71 ft wide |
| Garage Area | 450 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 218 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R101810 |
|---|---|
| Old Parcel Number | 153009647390010060 |
| Street Address | 12685 109TH ST |
| City | LARGO |
| State | FL |
| Zip | 33778-2115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ORANGEWOOD ESTATES SUB SECTION 2 BLK A, LOT 6 |
| Legal Range | 15 |
| Legal Township | 30 |
| Legal Section | 09 |
| Legal Subdivision | ORANGEWOOD ESTATES SUB SECTION 2 |
| Legal Block | A |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 25311 |
12685 109th St is held in a trust since July 2017.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 12721 109TH ST, LARGO, FL 33778-2116 |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Dec 31, 1996 · Amount on File |
| Last Transfer Date | Jul 20, 2017 |
| Transfer Doc | 0197111109 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jul 20, 2017 |
| Property Address | 12685 109TH ST, LARGO, FL 33778-2115 |
| Document Number | 0197111109 |
| Book / Page | 019711 / 001109 |
| Instrument Date | Jul 20, 2017 |
| Instrument | 225658 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 12721 109TH ST LARGO FL 337782116, LARGO, FL 33778-2116 |
The 2025 property tax bill for 12685 109th St was $5,984.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,984.00 | $330,958 | $330,958 Land $153,795 Building $177,163 |
| 2023 | $5,083.00 (+8.91%) | $301,196 (+8.83%) | $301,196 (+8.83%) Land $163,621 Building $137,575 |
| 2022 | $4,667.00 | $276,758 | $276,758 Land $168,180 Building $108,578 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12685 109th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12685 109th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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