12681 SE Mt Moriah Rd, Gower, MO 64454 Property Records

Buchanan County property record for 12681 SE Mt Moriah Rd, Gower, MO 64454 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2002
Square Footage	1,568 sqft Base Area
Lot Size	50,094 sqft (1.15 acres)
Occupancy	Owner Occupied
Last Sale	$299,250 (2021)
Tax Bill	$1,719.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`09-9.0-32-000-000-004.002`

Interior

Building Area	1,568 sqft Base Area
1st Floor	1,568 sqft 1st Floor

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	50,094 sqft (1.15 acres)

Location & Zoning

Street Address	12681 SE MT MORIAH RD
City	GOWER
State	MO
Zip	64454-8352
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	32-56-33NWSUB: LOT: BLK:LGL DESC:BEG NW COR OF SEC TH E 750'(S) TO POB E 550' (S) S 215.51' NW 550'(S) TO POB LYING N O FMT MORIAH RD
Legal Range	33W
Legal Township	56N
Legal Section	32
Jurisdiction	BUCHANAN MO
Minor Civil Division	TREMONT
Census Blockgroup	1
Census Block	1065
Census Tract	2700

Owner

Source: Buchanan County records · APN 09-9.0-32-000-000-004.002

Assessment roll updated November 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	12681 SE MT MORIAH RD, GOWER, MO 64454-8352
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Building or Construction Mortgage US BANK
Mar 30, 2021	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Deed Doc Number	20213044
Deed Book / Page	3760 / 396
Record Refreshed	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jul 13, 2026
Property Address	12681 SE MT MORIAH RD, GOWER, MO 64454-8352
Document Number	0000005663
Book / Page	3820 / 418
Instrument Date	Jun 26, 2026
Instrument	20265663
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12681 SE MT MORIAH RD, GOWER, MO 64454-8352

Mortgage

Document Number	0000005663,
Date	Jul 13, 2026
Book Page	3820/418
Instrument	20265663

Lender

Name	US BANK

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 05, 2056

Interest

Rate	6.53%
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 30, 2021
Property Address	12681 SE MT MORIAH RD, GOWER, MO 64454-8352
Document Number	003760/396
Book / Page	3760 / 396
Instrument Date	Mar 29, 2021
Instrument	2021003044
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12681 SE MT MORIAH RD, GOWER, MO 64454-8352

Mortgage

Document Number	2021003045
Date	Mar 30, 2021
Instrument	2021003045

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2051

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	East Buchanan County C-1 School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,719.00	$23,950 (+5.65%) Land $3,800 Building $20,150	$126,040 (+5.64%) Land $20,000 Building $106,040
2024	$1,719.00 (+4.95%)
2023	$1,638.00 (+10.68%)	$22,670 (-) Land $3,800 Building $18,870	$119,310 (-) Land $20,000 Building $99,310
2022	$1,480.00	$22,670 Land $3,800 Building $18,870
2021			$119,310 Land $20,000 Building $99,310

Flood & Wildfire

Our records do not include FEMA flood map data for 12681 SE Mt Moriah Rd; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 45th percentile of exposed land nationally · 51st in Missouri
Wildfire Likelihood	Moderate — about 1 in 1,351 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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