Meade County property record for 12681 Ruger Rd, Whitewood, SD 57793
| Property Type | Single Family Home |
|---|---|
| Lot Size | 9.83 acres (428,195 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,330 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 12.74.08 |
| Primary APN | 12.74.08 |
|---|
| Lot Area | 428,195 sqft (9.83 acres) |
|---|
| Street Address | 12681 RUGER RD |
|---|---|
| City | WHITEWOOD |
| State | SD |
| Zip | 57793-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RAMB 75.00 |
| Legal Range | 05 |
| Legal Township | 06 |
| Legal Section | 28 |
| Legal Subdivision | SAVI ESTATES |
| Legal Lot Number | 8 |
| Jurisdiction | MEADE SD |
| Township / Civil Division | SOUTHWEST MEADE |
| Census Block Group | 1 |
| Census Block | 1068 |
| Census Tract | 20302 |
Source: Meade County records, as of April 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12681 RUGER RD, WHITEWOOD, SD 57793-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MEADE SD |
| Property Address | 12681 RUGER RD, WHITEWOOD, SD 57793-5600 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 948/917 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | 948/917 |
| Instrument | 21004834 |
| Name | FIRST INTERSTATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2036 |
| Rate Type | Fixed Rate |
|---|
Source: Meade County assessment roll, as of March 23, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Meade County |
| Unified School District | Meade School District 46-1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,330.00 (+13.87%) Additional exemption filed | $619,386 (+12.69%) Land $122,999 Building $496,387 | $619,386 Land $122,999 Building $496,387 |
| 2024 | $5,559.00 (-5.02%) | ||
| 2023 | $549,660 Land $98,399 Building $451,261 | ||
| 2022 | $5,853.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 5, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 85% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAR BUTTE VALLEY WATER private · serves 882 people · EPA ID SD4602334 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 10 / 1 |
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