Duval County property record for 12680 Cachet Dr, Jacksonville, FL 32223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,056 sqft · built 1986 |
| Lot Size | 0.459 acres (19,975 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Mar 2002) |
| Tax Bill | $384 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 105931-1130 |
| Primary APN | 105931-1130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,056 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 2,056 sqft |
| Sunroom | Sunroom |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 19,975 sqft (0.459 acres) |
| Lot Dimensions | 185 ft deep x 102 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 12680 CACHET DR |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32223-2588 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 41-48 24-4S-26E MANDARIN PLACE UNIT 2 LOT 58 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | MANDARIN PLACE UNIT 02 |
| Legal Lot Number | 58 |
| Legal Unit | 2 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 16804 |
Source: Duval County records, as of September 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NETWORK CAPITAL FUNDING CORP |
| Sep 10, 2021 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 23, 2022 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jan 6, 2025 | Deed of Trust, Mortgage · VA Mortgage INDEPENDENCE HOME LOANS LLC |
| Apr 5, 2017 | Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP |
| Jun 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 26, 2018 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MTG LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2002 · Amount on Record |
| Deed Sale | Mar 20, 2002 · Amount on Record |
| Deed Document Number | 200277623 |
| Deed Book / Page | 10404 / 1121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|---|
| Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Investor | Possibly a Property Investor |
| Document Number | 0196311148 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 19631/1148 |
| Instrument | 2021066934 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 175 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Document Number | 0199052336 |
|---|---|
| Date | Sep 10, 2021 |
| Book Page | 19905/2336 |
| Instrument | 2021237423 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | WATSON TITLE SERVICES INC, WATSON TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Document Number | 0202932207 |
|---|---|
| Date | May 23, 2022 |
| Book Page | 20293/2207 |
| Instrument | 2022139330 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Title Company | SAI SETTLEMENT SERVICES LLC, SUMMIT SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 12688 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Document Number | 0213171195 |
|---|---|
| Date | Jan 6, 2025 |
| Book Page | 21317/1195 |
| Instrument | 2025003080 |
| Name | INDEPENDENCE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85258 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | UNISOURCE |
| Name | Verified Name |
|---|
| Document Number | 0179360495 |
|---|---|
| Date | Apr 5, 2017 |
| Book Page | 17936/0495 |
| Instrument | 2017078857 |
| Name | NETWORK CAPITAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Document Number | 0188321644 |
| Instrument Date | Jun 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12680 CACHET DR JACKSONVILLE FL 322232588, JACKSONVILLE, FL 32223-2588 |
| Document Number | 0188321644 |
|---|---|
| Date | Jun 18, 2019 |
| Book Page | 018832/001644 |
| Instrument | 142346 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 17, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 12680 CACHET DR, JACKSONVILLE, FL 32223-2588 |
| Document Number | 0186081362 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12680 CACHET DR JACKSONVILLE FL 322232588, JACKSONVILLE, FL 32223-2588 |
| Document Number | 0186081362 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 018608/001362 |
| Instrument | 277432 |
| Name | ACCELERATE MTG LLC |
|---|---|
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 26, 2033 |
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $186,508 (+2.7%) | $369,307 (+2.31%) Land $139,685 Building $229,622 | |
| 2025 | $384.00 (+81.99%) Homeowner's exemption Veteran's exemption Widower's exemption | $181,605 (+5.99%) | $360,986 (+13.34%) Land $120,000 Building $240,986 |
| 2024 | $211.00 | ||
| 2023 | $211.00 Homeowner's exemption Veteran's exemption Widower's exemption | $171,347 (+3%) | $318,506 (+4.24%) Land $85,000 Building $233,506 |
| 2022 | $211.00 Homeowner's exemption Veteran's exemption Widower's exemption | $166,357 | $305,539 Land $85,000 Building $220,539 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 85 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 85 in force |
| Nearby Flood Claims | 20 (1992–2017) |
| Claims Outside the SFHA | 13 of 20 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures