1268 Cox Ferry Rd, Flora, MS 39071 Property Records

Madison County property record for 1268 Cox Ferry Rd, Flora, MS 39071

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,015 sqft · built 1962
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$386 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Aug 2019 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052A-11-002/01`

Property Details

APN / Parcel Number

Primary APN	`052A-11-002/01`
Alternative APNs	`052A-11-002/01.00` `1496`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,015 sqft Adjusted Area
Gross Area	1,533 sqft
1st Floor Area	1,533 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	653,400 sqft (15 acres)
Utility Building	312 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1496
Street Address	1268 COX FERRY RD
City	FLORA
State	MS
Zip	39071-9360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	15 AC IN SW1/4 NW1/4
Legal Range	02W
Legal Township	08N
Legal Section	11
Jurisdiction	MADISON MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	30302

Owner

1268 Cox Ferry Rd is owned and occupied by two individuals who acquired it in February 2024.

Source: Madison County records, as of March 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1268 COX FERRY RD, FLORA, MS 39071-9360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2019	Deed of Trust, Mortgage BANKPLUS
Aug 20, 2019	Trustee's Deed, Construction Loan · Construction Mortgage STATE BK&TR
Dec 17, 2018	Deed of Trust, Mortgage STATE BK&TR
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 23, 2024
Transfer Doc	0000999527
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	1268 COX FERRY RD, FLORA, MS 39071-9360
Document Number	0000881603
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1268 COX FERRY RD FLORA MS 390719360, FLORA, MS 39071-9360

Mortgage

Document Number	0000881603
Date	Dec 16, 2019
Book Page	003798/000726
Instrument	881603

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 15, 2049

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON MS
Recording Date	Aug 20, 2019
Property Address	1268 COX FERRY RD, FLORA, MS 39071-9360
Book / Page	003755 / 000262
Instrument Date	Aug 13, 2019
Instrument	870538
Transaction Type	Construction Loan
Record Updated	Aug 27, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1268 COX FERRY RD FLORA MS 390719360, FLORA, MS 39071-9360

Mortgage

Document Number	0000870538
Date	Aug 20, 2019
Book Page	003755/000262
Instrument	870538

Lender

Name	STATE BK&TR
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 19, 2020

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	1268 COX FERRY RD, FLORA, MS 39071-9360
Document Number	0000861075
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 SECOND ST FLORA MS 390718910, FLORA, MS 39071-8910

Mortgage

Document Number	0000861075
Date	Mar 28, 2019
Book Page	003703/000936
Instrument	861075

Lender

Name	STATE BK&TR
Type	Bank
Address	JACKSON, MS 39271

Agreement

Amount	Amount on Record
Term	60 Months
Due	Mar 27, 2024

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON MS
Recording Date	Jul 23, 2018
Property Address	1268 COX FERRY RD, FLORA, MS 39071-9360
Document Number	0000843617
Book / Page	003627 / 000069
Instrument Date	Jul 20, 2018
Instrument	843617
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1268 COX FERRY RD FLORA MS 390719360, FLORA, MS 39071-9360

Tax Assessment & Valuation

The 2025 property tax bill for 1268 Cox Ferry Rd was $386 with a homeowner's exemption, down 2% from the year before.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$386.00 (-2.03%) Homeowner's exemption	$7,329	$71,130 Land $23,420 Building $47,710
2024	$394.00
2023	$394.00 Homeowner's exemption	$7,489	$72,200 Land $23,450 Building $48,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1268 Cox Ferry Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2016–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1268 Cox Ferry Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
NETSPEEDMS Fixed Wireless	499 / 285

Cell Coverage

4G LTE only, no 5G reported

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