12679 Ridge Rd, Irwin, PA 15642 Property Records

Westmoreland County property record for 12679 Ridge Rd, Irwin, PA 15642

Property Summary

Property TypeSingle Family Home
Lot Size1.2 acres (52,272 sqft)
OwnerIndividual Name on File
Tax Bill$2,903 (2026)
Deeds & MortgagesJan 2022 Line of Credit
Jan 2021 Mortgage
APN54-10-03-0-034

Property Details

APN / Parcel Number

Primary APN54-10-03-0-034
Alternative APN
  • 0540100030034

Exterior

Lot Area52,272 sqft (1.2 acres)
Shed1 Shed

Location & Zoning

Street Address12679 RIDGE RD
CityIRWIN
StatePA
Zip15642-6900
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHSE 2 LOTS SHED
Legal Lot NumberS
JurisdictionWESTMORELAND PA
Township / Civil DivisionNORTH HUNTINGDON
Census Block Group1
Census Block1008
Census Tract803302

Owner

12679 Ridge Rd is owned and occupied by an individual who acquired it in January 2021.

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address12679 RIDGE RD, IRWIN, PA 15642-6900
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Line of Credit
S & T BANK
Jan 28, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
S & T BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 15, 2021
Transfer Doc0000003788
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTMORELAND PA
Property AddressSR 3047, IRWIN, PA 15642
Transaction TypeMortgage
Record UpdatedApr 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address12679 RIDGE RD, N HUNTINGDON, PA 15642-6900

Mortgage

Document Number0000003700
DateJan 31, 2022
Instrument202201310003700
Lender
NameS & T BANK
TypeBank
AddressIRWIN, PA 15642
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWESTMORELAND PA
Recording DateJan 28, 2021
Property AddressSR 3047, IRWIN, PA 15642
Document Number0000003788
Instrument DateJan 15, 2021
Instrument202101280003788
Transaction TypeTransfer
Record UpdatedApr 26, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12679 RIDGE RD, NORTH HUNTINGDON, PA 15642-6900

Mortgage

Document Number0000003789
DateJan 28, 2021
Instrument202101280003789
Lender
NameS & T BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 12679 Ridge Rd was $2,903, up 2.6% from the year before.

Source: Westmoreland County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyWestmoreland County
County SubdivisionNorth Huntingdon Township
Unified School DistrictNorwin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,903.00 (+2.58%)$20,760 Land $4,590 Building $16,170
2025$2,830.00 (+8.35%)$20,760 Land $4,590 Building $16,170
2024$2,612.00$20,760 Land $4,590 Building $16,170
1972$20,760 Land $4,590 Building $16,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12679 Ridge Rd; there have been 34 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims34 (2004–2026)
Claims Outside the SFHA15 of 34
Most Recent ClaimSep 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12679 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMAWC YOUGH PLANT
serves 133,000 people · EPA ID PA5260036
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2022
Treatment failure
resolved · Aug 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

Nearby Streets

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