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12676 Owens Chapel Rd, Springfield, TN 37172 Property Records

Robertson County property record for 12676 Owens Chapel Rd, Springfield, TN 37172

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,674 sqft · built 1996
Lot Size2.18 acres (94,961 sqft)
Owner2 Individual Names on File
Last Sale$109,500 (Oct 1998)
Tax Bill$1,356 (2025)
Deeds & MortgagesMay 2019 Line of Credit
Jun 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN084 02603 000

Property Details

APN / Parcel Number

Primary APN084 02603 000
Alternative APNs
  • 074083 00200
  • 083 00200

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,674 sqft Living Area
1st Floor Area1,288 sqft
Upper Floors Area1,288 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2011
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area94,961 sqft (2.18 acres)
TerrainRolling
Garage TypeCarport
CarportCarport
DrivewayDriveway
Driveway Area2,304 sqft

Exterior Amenities

PorchOpen Porch
Porch Area276 sqft
Deck Area192 sqft
Patio Area192 sqft
Shed1 Shed
Shed Area528 sqft
Stable1,728 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Old Parcel Number084 02603 000
Street Address12676 OWENS CHAPEL RD
CitySPRINGFIELD
StateTN
Zip37172-6558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description84 084 026.03 000
Legal SubdivisionRAY G COLE
JurisdictionROBERTSON TN
Township / Civil Division8
Census Block Group2
Census Block2040
Census Tract80104

Owner

Source: Robertson County assessment roll, APN 084 02603 000, as of May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12676 OWENS CHAPEL RD, SPRINGFIELD, TN 37172-6558
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 15, 2019Trustee's Deed, Construction Loan · Line of Credit
F&M BK
Jun 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 16, 1998 · Amount on Record
Deed SaleOct 16, 1998 · Amount on Record
Prior SaleNov 04, 1997 · Amount on Record
Deed Document Number0000528468
Deed Book / Page528 / 468
Record UpdatedJun 08, 2026

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionROBERTSON TN
Recording DateMay 15, 2019
Property Address12676 OWENS CHAPEL RD, SPRINGFIELD, TN 37172-6558
Book / Page001873 / 000298
Instrument DateMay 03, 2019
Instrument345971
Transaction TypeConstruction Loan
Record UpdatedMay 31, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address12676 OWENS CHAPEL RD SPRINGFIELD TN 371726558, SPRINGFIELD, TN 37172-6558

Mortgage

Document Number1873298
DateMay 15, 2019
Book Page001873/000298
Instrument345971
Lender
NameF&M BK
TypeBank
AddressSPRINGFIELD, TN 37172
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMay 14, 2020
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROBERTSON TN
Property Address12676 OWENS CHAPEL RD, SPRINGFIELD, TN 37172-6558
Document Number1818714
Instrument DateJun 23, 2018
Transaction TypeMortgage
Record UpdatedJul 26, 2018
Title CompanyMORTGAGE INFORMATION SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address12676 OWENS CHAPEL RD SPRINGFIELD TN 371726558, SPRINGFIELD, TN 37172-6558

Mortgage

Document Number1818714
DateJul 05, 2018
Book Page001818/000714
Instrument333525
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 04, 2048

Tax Assessment & Valuation

Source: Robertson County assessment roll as of May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRobertson County
Unified School DistrictRobertson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,356.00 (-9.6%)$75,325 (-) Land $18,025 Building $57,300
2023$75,325 (+29.09%) Land $18,025 Building $57,300$301,300 (+29.09%) Land $72,100 Building $229,200
2022$58,350 Land $9,325 Building $49,025$233,400 Land $37,300 Building $196,100
2018$1,500.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Robertson County (47147C), as of February 25, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471470801042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 29 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Cumberland Connect
Fiber		1,000 / 1,000
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TN0000745, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWHITE HOUSE UTILITY DISTRICT
serves 130,411 people
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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